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Business Essential Checking
Checking that works as hard as you do

No minimum balance, 300 free items, and easy mobile banking. 

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  • Payables

    Manage business expenses with secure, streamlined payment solutions.

  • Receivables

    Streamline collections and improve cash flow with secure solutions.

  • Fraud Prevention

    Protect your business with advanced tools to detect and prevent fraud.

  • Treasury Essentials Package

    Core tools to manage cash flow and optimize liquidity.

  • Positive Pay

    Protect your accounts with advanced check and ACH fraud prevention.

ACH Services
Effortless payments

Send payroll, vendor payments, or customer refunds securely and efficiently.

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Free checking with no fees and instant digital access - simple banking for busy families.

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Saving for life's big moments

Grow your money for future wedding plans, college expenses or home updates.

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SBA Lending Team
Experts who get business

Guiding you through every step from application to closing with fast approvals and tailored support.

Loans
Expansion Loans
Fuel your next chapter

Flexible financing to invest in equipment, locations, or working capital tailored for your business goals.

Credit Cards
Popular for Small Businesses
Business Cash Preferred Card
Keep your business moving forward

Earn cash back on everyday business expenses and bonus categories, all with no annual fee.

Digital Banking
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    Money management right from your home.

  • Mobile App

    Your digital branch right in your pocket.

  • Transfer Money

    Move money between accounts, between banks or to people you trust.

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    Monitor accounts with personalized email and mobile app notifications.

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    Safeguard your debit card from your mobile device.

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    Easily and securely send money to family and friends.

Card Controls
Stay in charge of every swipe

Easily track transactions, pause spending, or limit expenses - all from your device.

Home Loans
Mortgage Journey
Make your dream home a reality

Understand what happens, when it happens, and what you need along the way.

Commercial Card
  • OneCard

    Simplify expense management, improve cash flow, and keep personal and business finances separate.

Contact a Banker
  • Business Bankers

    A knowledgeable team prepared to help you achieve your business goals.

Popular for Commercial Businesses
Payroll
  • Payroll Services

    Simplify payroll with secure, efficient processing solutions.

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Personal Loans
Home Equity Loans & Lines of Credit
Your home holds the key

You've got dreams, and we've got a way to help you get there.

Employee Benefits
  • At-Work Banking

    Convenient banking benefits for employees at your workplace.

Financial Education
Growing a Business
Take care of business

Meet your business goals with tools and tips from Ameris Bank.

Financial Education
Starting a Business
Meet your business goals

Tap into our financial tools and resources to give your business an edge.

Financial Education
Starting a Family
Your family's financial future

At Ameris, we focus on your finances so you can focus on your family.

Cain Ross, LLC

From Surviving to Thriving in the IT Staffing World 

An Interview with Cain Ross, LLC

Cain Ross, LLC, an IT staffing firm specializing in data science and engineering, faced a critical challenge: maintaining liquidity to cover employee salaries before receiving payment from clients. Like many small businesses, cash flow can be a tightrope walk.

That's when Marc Comar, founder of Cain Ross, was introduced to Joy Gardner, a business banker with Ameris Bank. Ameris Bank’s expertise and tailored financial products proved to be a game-changer. With support from Ameris, Cain Ross was able to overcome financial hurdles and not only survive but thrive.

"I hadn’t heard of Ameris Bank until I heard about Joy," says Marc. "Their team’s ability to see a small company’s potential and provide the necessary tools is remarkable. Thanks to their products and exceptional customer service, we can confidently focus on growing our business while knowing our employees are taken care of."

Ameris Bank's ability to recognize the potential in small businesses and provide tailored solutions is evident in the partnership with Cain Ross. The support extends beyond financial products, encompassing a caring and communicative team that prioritizes the client's needs.

Are you a small business that could use a helping hand? Contact a business banker at Ameris Bank today!