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Business Essential Checking
Checking that works as hard as you do

No minimum balance, 300 free items, and easy mobile banking. 

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  • Payables

    Manage business expenses with secure, streamlined payment solutions.

  • Receivables

    Streamline collections and improve cash flow with secure solutions.

  • Fraud Prevention

    Protect your business with advanced tools to detect and prevent fraud.

  • Treasury Essentials Package

    Core tools to manage cash flow and optimize liquidity.

  • Positive Pay

    Protect your accounts with advanced check and ACH fraud prevention.

ACH Services
Effortless payments

Send payroll, vendor payments, or customer refunds securely and efficiently.

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Free Checking
One less thing on your to-do list

Free checking with no fees and instant digital access - simple banking for busy families.

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Saving for life's big moments

Grow your money for future wedding plans, college expenses or home updates.

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SBA Lending Team
Experts who get business

Guiding you through every step from application to closing with fast approvals and tailored support.

Loans
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Fuel your next chapter

Flexible financing to invest in equipment, locations, or working capital tailored for your business goals.

Credit Cards
Popular for Small Businesses
Business Cash Preferred Card
Keep your business moving forward

Earn cash back on everyday business expenses and bonus categories, all with no annual fee.

Digital Banking
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    Money management right from your home.

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    Your digital branch right in your pocket.

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    Move money between accounts, between banks or to people you trust.

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    Monitor accounts with personalized email and mobile app notifications.

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    Safeguard your debit card from your mobile device.

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    Easily and securely send money to family and friends.

Card Controls
Stay in charge of every swipe

Easily track transactions, pause spending, or limit expenses - all from your device.

Home Loans
Mortgage Journey
Make your dream home a reality

Understand what happens, when it happens, and what you need along the way.

Commercial Card
  • OneCard

    Simplify expense management, improve cash flow, and keep personal and business finances separate.

Contact a Banker
  • Business Bankers

    A knowledgeable team prepared to help you achieve your business goals.

Popular for Commercial Businesses
Payroll
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    Simplify payroll with secure, efficient processing solutions.

Credit Cards
Personal Loans
Home Equity Loans & Lines of Credit
Your home holds the key

You've got dreams, and we've got a way to help you get there.

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  • At-Work Banking

    Convenient banking benefits for employees at your workplace.

Financial Education
Growing a Business
Take care of business

Meet your business goals with tools and tips from Ameris Bank.

Financial Education
Starting a Business
Meet your business goals

Tap into our financial tools and resources to give your business an edge.

Financial Education
Starting a Family
Your family's financial future

At Ameris, we focus on your finances so you can focus on your family.

Kale Me Crazy

For Darlyne Johnson, a Fresh Career Start Was in Order 

An Interview with Kale Me Crazy

After decades in the film and television industry, Darlyne Johnson decided to trade in her clapboard for a blender. With a dream of owning a healthy, quick-serve restaurant, she embarked on a journey to bring her vision to life. 

The market crash in 2006 derailed her plans to franchise a business but in 2013 she was ready to take the plunge. 

After conducting market research, she stumbled upon Kale Me Crazy and knew she had found the perfect concept. With a lot of hard work, perseverance and assistance from Ameris Bank, Johnson became the store’s first franchisee and opened her store in Midtown Atlanta. 

One of the biggest challenges Johnson faced was securing an SBA loan to finance the business. New to the process and unsure where to start, she turned to Ameris Bank and was immediately impressed with the level of support and guidance she received from Corey Townsend, the SBA loan officer. “He took the time to understand my business plan, provided valuable advice, and walked me through every step of the application process,” said Johnson.

“Thanks to Corey’s expertise and Ameris Bank's commitment to small business owners, I was able to secure the funding I needed to open my first Kale Me Crazy location. The experience was so positive that I decided to open a second location, and once again, Corey and Ameris Bank were there to support me.” 

Johnson’s partnership with Townsend was nothing short of transformative. His immediate willingness to listen, his genuine enthusiasm, and his expertise in SBA loans made her feel confident and supported. 

“I am incredibly grateful for the partnership I have built with Ameris Bank,” said Johnson, “Corey's dedication, professionalism, and friendly demeanor made the entire process stress-free. If you're a small business owner looking for a lender that truly cares about your success, I highly recommend Ameris Bank.” 

If you’re looking for a fresh start and are interested in owning your own business, contact Ameris today!