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Personal
Small Business
Commercial
Checking & Savings
Business Essential Checking
Checking that works as hard as you do

No minimum balance, 300 free items, and easy mobile banking. 

Treasury Services
  • Payables

    Manage business expenses with secure, streamlined payment solutions.

  • Receivables

    Streamline collections and improve cash flow with secure solutions.

  • Fraud Prevention

    Protect your business with advanced tools to detect and prevent fraud.

  • Treasury Essentials Package

    Core tools to manage cash flow and optimize liquidity.

  • Positive Pay

    Protect your accounts with advanced check and ACH fraud prevention.

ACH Services
Effortless payments

Send payroll, vendor payments, or customer refunds securely and efficiently.

Checking
Free Checking
One less thing on your to-do list

Free checking with no fees and instant digital access - simple banking for busy families.

Savings
Money Market
Saving for life's big moments

Grow your money for future wedding plans, college expenses or home updates.

Loans
SBA Lending Team
Experts who get business

Guiding you through every step from application to closing with fast approvals and tailored support.

Loans
Expansion Loans
Fuel your next chapter

Flexible financing to invest in equipment, locations, or working capital tailored for your business goals.

Credit Cards
Popular for Small Businesses
Business Cash Preferred Card
Keep your business moving forward

Earn cash back on everyday business expenses and bonus categories, all with no annual fee.

Digital Banking
  • Online Banking

    Money management right from your home.

  • Mobile App

    Your digital branch right in your pocket.

  • Transfer Money

    Move money between accounts, between banks or to people you trust.

  • Custom Alerts

    Monitor accounts with personalized email and mobile app notifications.

  • Card Controls

    Safeguard your debit card from your mobile device.

  • Zelle

    Easily and securely send money to family and friends.

Card Controls
Stay in charge of every swipe

Easily track transactions, pause spending, or limit expenses - all from your device.

Home Loans
Mortgage Journey
Make your dream home a reality

Understand what happens, when it happens, and what you need along the way.

Commercial Card
  • OneCard

    Simplify expense management, improve cash flow, and keep personal and business finances separate.

Contact a Banker
  • Business Bankers

    A knowledgeable team prepared to help you achieve your business goals.

Popular for Commercial Businesses
Payroll
  • Payroll Services

    Simplify payroll with secure, efficient processing solutions.

Credit Cards
Personal Loans
Home Equity Loans & Lines of Credit
Your home holds the key

You've got dreams, and we've got a way to help you get there.

Employee Benefits
  • At-Work Banking

    Convenient banking benefits for employees at your workplace.

Financial Education
Growing a Business
Take care of business

Meet your business goals with tools and tips from Ameris Bank.

Financial Education
Starting a Business
Meet your business goals

Tap into our financial tools and resources to give your business an edge.

Financial Education
Starting a Family
Your family's financial future

At Ameris, we focus on your finances so you can focus on your family.

Automated Credit Line Sweep

Put excess and idle cash to work with automatic transfers.

Maximize your money’s potential and hit business goals

Sweep money into an investment account

Use funds to pay down a business credit line

Simplify your money management with a Credit Line Sweep Account

When you automate your money transfers, you're always in a position to take advantage of opportunities. Ameris Bank’s Automated Credit Line Sweep lets you maintain liquidity, maximize your earnings and minimize your interest expense. 

Set a target balance to determine how much of your funds will be used and adjust this target as your business requires to reduce the costs paid through interest on any outstanding debt.

Line of Credit Sweep Account

Use your idle or excess funds in a deposit account to pay down short-term debt under a business line of credit.

  • Move excess balances automatically to pay down your line of credit1
  • Reduce the need to manually allocate balances
  • Reduce outstanding balances
Investment Sweep Account

You also can earmark a certain amount of money beyond your target to be transferred automatically into an investment account, helping you generate earnings with no special effort or monitoring required.

  • Move excess balances automatically to/from an investment account2
  • Reduce the need to allocate balances manually

Always working for your business

Your automated sweep account serves as a cash management tool to manage your business checking and savings accounts and earn interest on idle cash.

The latest Ameris Advice

Learn. Grow. Bank Confidently.

Ameris Bank's treasury services streamline business operations and money management. Contact us or visit a branch location throughout AL, FL, GA, NC and SC.

1 All loans subject to credit approval.

2 The minimum sweep transfer amount is determined by the customer, but cannot be greater than the target balance. The rate on this sweep changes daily, and this product is not insured by the FDIC, nor guaranteed by the bank. This product does involve investment risk, including the possible loss of principal.