Personal Loans & Lines of Credit

When you know exactly how much money you need to borrow, a loan provides funds and predictably for budgeting. This is a great option for consolidating higher-interest debt into a single, more manageable payment with a potentially lower interest rate. You can also use it to pay for large purchases, home improvements or unexpected expenses. Personal loans do not require any collateral, which makes them accessible if you don't own property or other assets.

• Competitive, fixed interest rates¹
• You identify the amount, and no collateral is required for your personal loan
• No prepayment penalties
• Quick and easy process, giving you access to funds within one business day
• Make convenient payments through online banking or mobile banking

Cash is immediately available whenever you need it. Open this line of credit as overdraft protection for your checking account, or use it to fund special projects. There's plenty of flexibility so you can cover expenses, make purchases or fill cash flow gaps. Unlike a personal loan, where you receive a lump sum upfront, a credit line lets you borrow money as needed, up to your approved limit.

• Lines of credit available from $3,000 to $10,000¹
• Competitive, variable interest rates¹
• Use funds at any time, in any amount within your approved limit
• Easy access to funds  at branches and through online and mobile banking
• No collateral necessary
• No penalty for prepayment
• Unsecured and cash-secured credit lines available