Online Banking Sign-In
Personal
Small Business
Commercial
Checking & Savings
Business Essential Checking
Checking that works as hard as you do

No minimum balance, 300 free items, and easy mobile banking. 

Treasury Services
  • Payables

    Manage business expenses with secure, streamlined payment solutions.

  • Receivables

    Streamline collections and improve cash flow with secure solutions.

  • Fraud Prevention

    Protect your business with advanced tools to detect and prevent fraud.

  • Treasury Essentials Package

    Core tools to manage cash flow and optimize liquidity.

  • Positive Pay

    Protect your accounts with advanced check and ACH fraud prevention.

ACH Services
Effortless payments

Send payroll, vendor payments, or customer refunds securely and efficiently.

Checking
Free Checking
One less thing on your to-do list

Free checking with no fees and instant digital access - simple banking for busy families.

Savings
Money Market
Saving for life's big moments

Grow your money for future wedding plans, college expenses or home updates.

Loans
SBA Lending Team
Experts who get business

Guiding you through every step from application to closing with fast approvals and tailored support.

Loans
Expansion Loans
Fuel your next chapter

Flexible financing to invest in equipment, locations, or working capital tailored for your business goals.

Credit Cards
Popular for Small Businesses
Business Cash Preferred Card
Keep your business moving forward

Earn cash back on everyday business expenses and bonus categories, all with no annual fee.

Digital Banking
  • Online Banking

    Money management right from your home.

  • Mobile App

    Your digital branch right in your pocket.

  • Transfer Money

    Move money between accounts, between banks or to people you trust.

  • Custom Alerts

    Monitor accounts with personalized email and mobile app notifications.

  • Card Controls

    Safeguard your debit card from your mobile device.

  • Zelle

    Easily and securely send money to family and friends.

Card Controls
Stay in charge of every swipe

Easily track transactions, pause spending, or limit expenses - all from your device.

Home Loans
Mortgage Journey
Make your dream home a reality

Understand what happens, when it happens, and what you need along the way.

Commercial Card
  • OneCard

    Simplify expense management, improve cash flow, and keep personal and business finances separate.

Contact a Banker
  • Business Bankers

    A knowledgeable team prepared to help you achieve your business goals.

Popular for Commercial Businesses
Payroll
  • Payroll Services

    Simplify payroll with secure, efficient processing solutions.

Credit Cards
Personal Loans
Home Equity Loans & Lines of Credit
Your home holds the key

You've got dreams, and we've got a way to help you get there.

Employee Benefits
  • At-Work Banking

    Convenient banking benefits for employees at your workplace.

Financial Education
Growing a Business
Take care of business

Meet your business goals with tools and tips from Ameris Bank.

Financial Education
Starting a Business
Meet your business goals

Tap into our financial tools and resources to give your business an edge.

Financial Education
Starting a Family
Your family's financial future

At Ameris, we focus on your finances so you can focus on your family.

Student Banking

Personal Finance 101: Ameris Bank provides the banking solutions students need.

Easy-to-use checking accounts

Various savings accounts

Several credit card options1

Use our financial tools to get to the head of the class

From managing your daily expenses to getting a jump on your financial future, our student banking solutions are tailored to this time in life when you're becoming financially independent.

Debit Card

You'll get one with every Ameris Bank checking account so you can make payments and withdraw cash wherever you go.

  • Tap your contactless card for a fast, easy and secure way to pay
  • Card controls lets you turn your card on and off so you can decide when transactions will process, giving you extra peace of mind 
Mobile Wallet

Add your Ameris Bank debit card to Apple Pay®, Google Pay™ or Samsung Pay® to conveniently pay at many of your favorite retailers.

  • Easy, convenient and more secure way to pay in stores and online 
  • Your private information is never shared

You have checking options!

Free Checking*

Take care of your daily finances with a free checking account. There are no minimum balance requirements and no monthly service fee.

Benefits Checking

We’ll keep an eye on things so you don’t have to. Benefits Checking comes with credit score monitoring and offers identity theft and cellphone protection.

Interest Checking

Make your money work for you with a checking account that earns interest, reimburses all ATM fees and more!

Get a firm handle on college finances

Tap into resources to help you prepare for a bright future.

Managing student finances

Tips to keep everything in working order.

Budgeting guide

Break down the cost of college to make it more manageable. 

Get a firm handle on college finances

Tap into resources to help you prepare for a bright future.

Managing student finances

Tips to keep everything in working order.

Budgeting guide

Break down the cost of college to make it more manageable. 

Ameris Bank's personal checking accounts and debit cards make money management simple. Open an account online or visit a branch location throughout AL, FL, GA, NC and SC.

* Other fees such as Overdraft Fees may apply. See the Miscellaneous Services Pricing Guide for details.

1 All credit cards are subject to credit approval.

The creditor and issuer of these cards is Elan Financial Services, pursuant to separate licenses from Visa U.S.A. Inc.