Personal
Small Business
Commercial
Checking & Savings
Business Essential Checking
Checking that works as hard as you do

No minimum balance, 300 free items, and easy mobile banking. 

Treasury Services
  • Payables

    Manage business expenses with secure, streamlined payment solutions.

  • Receivables

    Streamline collections and improve cash flow with secure solutions.

  • Fraud Prevention

    Protect your business with advanced tools to detect and prevent fraud.

  • Treasury Essentials Package

    Core tools to manage cash flow and optimize liquidity.

  • Positive Pay

    Protect your accounts with advanced check and ACH fraud prevention.

ACH Services
Effortless payments

Send payroll, vendor payments, or customer refunds securely and efficiently.

Checking
Free Checking
One less thing on your to-do list

Free checking with no fees and instant digital access - simple banking for busy families.

Savings
Money Market
Saving for life's big moments

Grow your money for future wedding plans, college expenses or home updates.

Loans
SBA Lending Team
Experts who get business

Guiding you through every step from application to closing with fast approvals and tailored support.

Loans
Expansion Loans
Fuel your next chapter

Flexible financing to invest in equipment, locations, or working capital tailored for your business goals.

Credit Cards
Popular for Small Businesses
Business Cash Preferred Card
Keep your business moving forward

Earn cash back on everyday business expenses and bonus categories, all with no annual fee.

Digital Banking
  • Online Banking

    Money management right from your home.

  • Mobile App

    Your digital branch right in your pocket.

  • Transfer Money

    Move money between accounts, between banks or to people you trust.

  • Custom Alerts

    Monitor accounts with personalized email and mobile app notifications.

  • Card Controls

    Safeguard your debit card from your mobile device.

  • Zelle

    Easily and securely send money to family and friends.

Card Controls
Stay in charge of every swipe

Easily track transactions, pause spending, or limit expenses - all from your device.

Home Loans
Mortgage Journey
Make your dream home a reality

Understand what happens, when it happens, and what you need along the way.

Commercial Card
  • OneCard

    Simplify expense management, improve cash flow, and keep personal and business finances separate.

Contact a Banker
  • Business Bankers

    A knowledgeable team prepared to help you achieve your business goals.

Popular for Commercial Businesses
Payroll
  • Payroll Services

    Simplify payroll with secure, efficient processing solutions.

Credit Cards
Personal Loans
Home Equity Loans & Lines of Credit
Your home holds the key

You've got dreams, and we've got a way to help you get there.

Employee Benefits
  • At-Work Banking

    Convenient banking benefits for employees at your workplace.

Financial Education
Growing a Business
Take care of business

Meet your business goals with tools and tips from Ameris Bank.

Financial Education
Starting a Business
Meet your business goals

Tap into our financial tools and resources to give your business an edge.

Financial Education
Starting a Family
Your family's financial future

At Ameris, we focus on your finances so you can focus on your family.

Our Priorities

Community Support

Providing for communities in their time of need, from natural disaster recovery to food security.

Financial Wellness

Delivering instructional programs to improve money skills for people in underserved communities.

Education

Contributing to scholarship & education programs that create equal opportunities for students to thrive.

Mental Health

Supporting nonprofit organizations that provide resources to improve mental health.

Foundation Directors

Name Required
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Name Required
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Sample Bio 3
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Since its formation in 2020, the Ameris Foundation has provided more than $184,000 in grants to support our mission with an additional $200,000 in forecasted contributions.

This includes giving to causes such as the American Heart Association, Muscular Dystrophy Association, the Ronald McDonald House and the Wesley Woods Foundation.

The Foundation has also provided $50,000 in grants to organizations including the The Takeoff Scholarship, the Moving in the Spirit program, the National Association of Minority Contractors and Young Harris College.

In 2022 the Ameris Foundation established the Courageous Fund, which provides grants to Ameris Bank teammate experiencing financial hardships.

Ameris Foundation Introduces the Courageous Fund

When the Ameris Foundation was established, identifying new ways to support Ameris Bank teammates, in addition to communities, was top of mind. In line with Ameris Bank’s purpose to build financial peace of mind, The Courageous Fund for teammates was established by Foundation leaders in partnership with Ameris Bank’s Indispensables Employee Resource Group (ERG), which focuses on the needs of caregivers.

 Whether teammates incur medical bills or damage from a weather disaster, they can now apply for a Courageous Fund grant for financial assistance. The Courageous Fund is named for Ameris Bank’s lion mascot, which is a symbol of strength, which the Foundation aims to impart on teammates going through challenges or unexpected hardships. Teammates can easily apply for a grant at any time by completing a form accessible on the company intranet site, The Mane Connection.

Assisting in Relief Efforts for Coweta Residents Beset by 2021 Tornado

Ameris Bank’s commitment to its communities extends from the good times to the bad. When an EF-4 tornado touched down in areas of Coweta County, just over 30 miles south of Atlanta, on March 25, 2021, the Ameris Foundation was there to help. The Foundation donated $10,000 to the Coweta Community Foundation tornado relief efforts. The donation to the CCF was used to provide housing, childcare, medical aid, construction management, labor and food assistance to the survivors of the disaster. Residents in the area adopted the phrase “Newnan Strong” as their rallying cry. That strength has been on full display and the Ameris Foundation is proud to have provided supporting efforts as the Coweta community continues to rebuild.

Donations to Help Teammates Affected by COVID-19

The COVID-19 pandemic that emerged in Spring 2020 impacted everyone’s lives in tangible ways. Ameris Bank teammates were affected as well, as some experienced unexpected new expenses, and some tragically lost their life or that of a loved one.

In efforts to assist these teammates in their time of need, the Ameris Foundation donated $37,000 in grants for teammates dealing with living and childcare hardships. While the virus continues to present its issues, the Foundation echoes the resilient spirit of those around the world.