Lending & Credit Calculators

How much equity is in your home? This calculator helps you estimate that amount so you can use it for your next big project. It all comes down to the current value of your home and how much you owe on any mortgage you have or debt that's secured by your home. The results give you an idea of how much money you could access through an Ameris Bank Home Equity Line of Credit for home renovations, debt consolidation or other large expenses.*

Your home's equity could provide the money you need to consolidate debt and save significant money with one loan payment at a lower rate. Use this calculator to estimate how much money you could save through an Ameris Bank Home Equity Line of Credit.

Start the countdown to zero credit card debt by figuring out how much you'll need to pay each month and for how long to meet your repayment goal. This calculator is a valuable tool for creating your credit card debt elimination strategy.

If you need a new repayment strategy for your student loan, refinancing that debt could help you save money on your monthly payment and possibly over the full term of your loan. Use this calculator to estimate your savings and compare loan options to see if refinancing now could benefit you.

Before you sign the documents for a loan, make sure the monthly payments fit your budget. You can estimate what you’ll owe each month and how much you could end up paying over the life of the loan using this calculator. You'll also be able to estimate your savings based on paying more than the minimum each month.

Think of all your monthly payments for a credit card, auto loan, medical debt or personal loan. Each has a different interest rate, which might be a lot higher than what you'll find at Ameris Bank. Use this calculator to see if consolidating your debt could save you significant money.