- Loans for first-time homebuyers with limited funds for a down payment
- Up to 100% financing for eligible first-time homebuyers
- No mortgage insurance required
- Borrower must contribute minimum of $500
- Competitive, fixed rates
- Low to no down payment options
- Down payment and closing costs may come from a gift or grant from a family member
- Financial assistance may be available to qualified buyers
- Sellers may help with fees or provide other concessions
- Loans can be used to purchase homes or condos
- As little as 3% down payment (all can be gifted)
- Mortgage insurance required
- One-unit primary residence
An ARM features a variable interest rate, which may be a good option if you plan to stay in the home for a short period of time.
This mortgage's interest rate never changes, making your principal and interest payments more predictable.
Borrow up to 100% of the value of a new home located in a qualifying rural area.
Active duty military, veterans and eligible spouses can qualify for up to 100% financing.
Tap into your home equity to consolidate debt, fund life's big events or tackle home improvement projects.
Lock in this fixed rate loan when you know how much you need to borrow.
A HELOC is the right solution if you are looking for flexibility and a revolving line of credit.
Tap into your home equity to consolidate debt, fund life's big events or tackle home improvement projects.
Lock in this fixed rate loan when you know how much you need to borrow.
A HELOC is the right solution if you are looking for flexibility and a revolving line of credit.
Ameris Bank makes homeownership convenient with our mortgage loan options. Contact a mortgage banker online or visit a branch location throughout AL, GA, FL, SC, NC, VA, MD and TN.
* All loans are subject to credit approval and eligibility requirements may apply.