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Personal
Small Business
Commercial
Checking & Savings
Business Essential Checking
Checking that works as hard as you do

No minimum balance, 300 free items, and easy mobile banking. 

Treasury Services
  • Payables

    Manage business expenses with secure, streamlined payment solutions.

  • Receivables

    Streamline collections and improve cash flow with secure solutions.

  • Fraud Prevention

    Protect your business with advanced tools to detect and prevent fraud.

  • Treasury Essentials Package

    Core tools to manage cash flow and optimize liquidity.

  • Positive Pay

    Protect your accounts with advanced check and ACH fraud prevention.

ACH Services
Effortless payments

Send payroll, vendor payments, or customer refunds securely and efficiently.

Checking
Free Checking
One less thing on your to-do list

Free checking with no fees and instant digital access - simple banking for busy families.

Savings
Money Market
Saving for life's big moments

Grow your money for future wedding plans, college expenses or home updates.

Loans
SBA Lending Team
Experts who get business

Guiding you through every step from application to closing with fast approvals and tailored support.

Loans
Expansion Loans
Fuel your next chapter

Flexible financing to invest in equipment, locations, or working capital tailored for your business goals.

Credit Cards
Popular for Small Businesses
Business Cash Preferred Card
Keep your business moving forward

Earn cash back on everyday business expenses and bonus categories, all with no annual fee.

Digital Banking
  • Online Banking

    Money management right from your home.

  • Mobile App

    Your digital branch right in your pocket.

  • Transfer Money

    Move money between accounts, between banks or to people you trust.

  • Custom Alerts

    Monitor accounts with personalized email and mobile app notifications.

  • Card Controls

    Safeguard your debit card from your mobile device.

  • Zelle

    Easily and securely send money to family and friends.

Card Controls
Stay in charge of every swipe

Easily track transactions, pause spending, or limit expenses - all from your device.

Home Loans
Mortgage Journey
Make your dream home a reality

Understand what happens, when it happens, and what you need along the way.

Commercial Card
  • OneCard

    Simplify expense management, improve cash flow, and keep personal and business finances separate.

Contact a Banker
  • Business Bankers

    A knowledgeable team prepared to help you achieve your business goals.

Popular for Commercial Businesses
Payroll
  • Payroll Services

    Simplify payroll with secure, efficient processing solutions.

Credit Cards
Personal Loans
Home Equity Loans & Lines of Credit
Your home holds the key

You've got dreams, and we've got a way to help you get there.

Employee Benefits
  • At-Work Banking

    Convenient banking benefits for employees at your workplace.

Financial Education
Growing a Business
Take care of business

Meet your business goals with tools and tips from Ameris Bank.

Financial Education
Starting a Business
Meet your business goals

Tap into our financial tools and resources to give your business an edge.

Financial Education
Starting a Family
Your family's financial future

At Ameris, we focus on your finances so you can focus on your family.

Auto & Recreational Loans

Whether it rolls or floats, you can finance it here at an affordable interest rate.

Competitive rates

Easy payments through online banking

Financing for new and used vehicles

With Ameris Bank's vehicle financing, it's always go time

Cars, pickup trucks and SUVs. Motorcycles, motor homes and motorboats. If it has an engine and some seats, chances are Ameris Bank can provide the financing that puts you behind the wheel — or at the helm. Our vehicle loans help you make the most of the open road, highways, trails, lakes or rivers. Let us know how much you want to borrow, and we'll recommend the financing solution that suits your needs and fits your budget.

  • Lump sum loan with competitive, fixed interest rates1
  • No prepayment penalties
  • Quick and easy application, giving you access to funds within one business day
  • Schedule automatic payments through online banking and our mobile app

Attention auto loan customers

To obtain payoff information, please call our Automated Telephone Banking line at 404-553-2288 or 833-875-2277.

We make it easy to apply

Gather all the necessary documents

This includes your driver's license and personal income information.2

Apply in person

Visit your nearest Ameris Bank branch where one of our bankers will be happy to assist you in the application process.

Application done

A local Ameris Bank representative will call within one business day to update you on the status of your loan.

The latest Ameris Advice

Learn. Grow. Bank Confidently.

Flexible financing for you

Cover big purchases or ongoing expenses with simple borrowing and competitive rates.

Personal Loan

A fixed rate loan that provides funds and predictability for budgeting.

Personal Credit Line

Rather than receiving a lump sum, borrow money as needed, up to an approved amount.

Flexible financing for you

Cover big purchases or ongoing expenses with simple borrowing and competitive rates.

Personal Loan

A fixed rate loan that provides funds and predictability for budgeting.

Personal Credit Line

Rather than receiving a lump sum, borrow money as needed, up to an approved amount.

Disclaimers

1 All loans are subject to credit approval.

2 Supporting documents may be required and gathered by an Ameris Bank representative, if needed.