Online Banking Sign-In
Personal
Small Business
Commercial
Checking & Savings
Business Essential Checking
Checking that works as hard as you do

No minimum balance, 300 free items, and easy mobile banking. 

Treasury Services
  • Payables

    Manage business expenses with secure, streamlined payment solutions.

  • Receivables

    Streamline collections and improve cash flow with secure solutions.

  • Fraud Prevention

    Protect your business with advanced tools to detect and prevent fraud.

  • Treasury Essentials Package

    Core tools to manage cash flow and optimize liquidity.

  • Positive Pay

    Protect your accounts with advanced check and ACH fraud prevention.

ACH Services
Effortless payments

Send payroll, vendor payments, or customer refunds securely and efficiently.

Checking
Free Checking
One less thing on your to-do list

Free checking with no fees and instant digital access - simple banking for busy families.

Savings
Money Market
Saving for life's big moments

Grow your money for future wedding plans, college expenses or home updates.

Loans
SBA Lending Team
Experts who get business

Guiding you through every step from application to closing with fast approvals and tailored support.

Loans
Expansion Loans
Fuel your next chapter

Flexible financing to invest in equipment, locations, or working capital tailored for your business goals.

Credit Cards
Popular for Small Businesses
Business Cash Preferred Card
Keep your business moving forward

Earn cash back on everyday business expenses and bonus categories, all with no annual fee.

Digital Banking
  • Online Banking

    Money management right from your home.

  • Mobile App

    Your digital branch right in your pocket.

  • Transfer Money

    Move money between accounts, between banks or to people you trust.

  • Custom Alerts

    Monitor accounts with personalized email and mobile app notifications.

  • Card Controls

    Safeguard your debit card from your mobile device.

  • Zelle

    Easily and securely send money to family and friends.

Card Controls
Stay in charge of every swipe

Easily track transactions, pause spending, or limit expenses - all from your device.

Home Loans
Mortgage Journey
Make your dream home a reality

Understand what happens, when it happens, and what you need along the way.

Commercial Card
  • OneCard

    Simplify expense management, improve cash flow, and keep personal and business finances separate.

Contact a Banker
  • Business Bankers

    A knowledgeable team prepared to help you achieve your business goals.

Popular for Commercial Businesses
Payroll
  • Payroll Services

    Simplify payroll with secure, efficient processing solutions.

Credit Cards
Personal Loans
Home Equity Loans & Lines of Credit
Your home holds the key

You've got dreams, and we've got a way to help you get there.

Employee Benefits
  • At-Work Banking

    Convenient banking benefits for employees at your workplace.

Financial Education
Growing a Business
Take care of business

Meet your business goals with tools and tips from Ameris Bank.

Financial Education
Starting a Business
Meet your business goals

Tap into our financial tools and resources to give your business an edge.

Financial Education
Starting a Family
Your family's financial future

At Ameris, we focus on your finances so you can focus on your family.

Business Banking Bundle Offer*

Open a new business checking account now through August 3, 2025.

Get entered into a chance to win a KitchenAid®  Artisan Series 5 Quart Tilt Head Stand Mixer.

Included in the Business Bundle

3.41% APY High-Yield Business Money Market4 

Your money should work as hard as you do. Keep your reserves in a high-yield money market to maximize your savings.

6-Months Free Payee Positive Pay Fraud Prevention5

Don’t worry about stolen, altered or forged checks. Payee Positive Pay protects your organization's checking account from fraud by flagging suspicious checks for your review and lets you stop them before they hit your account.

Ready to get started?

Choose the business checking account that works for you

Business Essential Checking

Tap into everything you need and nothing you don’t.

  • $50 to open the account
  • No minimum balance requirements
  • 300 free items1 each month, excluding Zelle ®; $0.20 for each item over 300
  • Low $3 monthly service fee or $0 by enrolling in e-statements
  • 20% off your first order of business checking supplies
Business Analysis Checking

Ideal for businesses using treasury management services.

  • $50 to open the account
  • Relationship pricing
  • Receivables, payables, account management & fraud protection tools available
Business Checking with Interest

A money-making checking account with competitive interest rates.
$50 to open the account

  • 300 free items1 each month, excluding Zelle ®; $0.20 for each item over 300
  • Lower your monthly service fee to $18 by enrolling in e-statements
  • Earn interest when daily balance is $100 or greater

All Business Checking Accounts come with

Online banking

with customizable dashboard, electronic bill pay and email alerts

Mobile banking

with bill pay and mobile check deposit

Ameris Bank Visa® debit card

with lorem ipsum dolor sit amet elit enim ullamco sed.

$10 buy back

of your debit cards and unused checks from another financial instituition

Contact Us

First Name explanation text lorem ipsum dolor sit amet
First Name is a required field
Last Name explanation text lorem ipsum dolor sit amet
Last Name is a required field
Email Address explanation text lorem ipsum dolor sit amet
Email Address is a required field
Phone Number explanation text lorem ipsum dolor sit amet
Phone Number is a required field
Drop-down list explanation text lorem ipsum dolor sit amet
Drop-down list is a required field
Radio buttons explanation text lorem ipsum dolor sit amet
Radio buttons is a required field
Checkboxes explanation text lorem ipsum dolor sit amet
Checkboxes is a required field
Single checkbox explanation text lorem ipsum dolor sit amet
Upload file explanation text lorem ipsum dolor sit amet
Upload file is a required field
Comments explanation text lorem ipsum dolor sit amet
Comments is a required field
Recaptcha explanation text lorem ipsum dolor sit amet
You must complete this reCAPTCHA challenge