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Personal
Small Business
Commercial
Checking & Savings
Business Essential Checking
Checking that works as hard as you do

No minimum balance, 300 free items, and easy mobile banking. 

Treasury Services
  • Payables

    Manage business expenses with secure, streamlined payment solutions.

  • Receivables

    Streamline collections and improve cash flow with secure solutions.

  • Fraud Prevention

    Protect your business with advanced tools to detect and prevent fraud.

  • Treasury Essentials Package

    Core tools to manage cash flow and optimize liquidity.

  • Positive Pay

    Protect your accounts with advanced check and ACH fraud prevention.

ACH Services
Effortless payments

Send payroll, vendor payments, or customer refunds securely and efficiently.

Checking
Free Checking
One less thing on your to-do list

Free checking with no fees and instant digital access - simple banking for busy families.

Savings
Money Market
Saving for life's big moments

Grow your money for future wedding plans, college expenses or home updates.

Loans
SBA Lending Team
Experts who get business

Guiding you through every step from application to closing with fast approvals and tailored support.

Loans
Expansion Loans
Fuel your next chapter

Flexible financing to invest in equipment, locations, or working capital tailored for your business goals.

Credit Cards
Popular for Small Businesses
Business Cash Preferred Card
Keep your business moving forward

Earn cash back on everyday business expenses and bonus categories, all with no annual fee.

Digital Banking
  • Online Banking

    Money management right from your home.

  • Mobile App

    Your digital branch right in your pocket.

  • Transfer Money

    Move money between accounts, between banks or to people you trust.

  • Custom Alerts

    Monitor accounts with personalized email and mobile app notifications.

  • Card Controls

    Safeguard your debit card from your mobile device.

  • Zelle

    Easily and securely send money to family and friends.

Card Controls
Stay in charge of every swipe

Easily track transactions, pause spending, or limit expenses - all from your device.

Home Loans
Mortgage Journey
Make your dream home a reality

Understand what happens, when it happens, and what you need along the way.

Commercial Card
  • OneCard

    Simplify expense management, improve cash flow, and keep personal and business finances separate.

Contact a Banker
  • Business Bankers

    A knowledgeable team prepared to help you achieve your business goals.

Popular for Commercial Businesses
Payroll
  • Payroll Services

    Simplify payroll with secure, efficient processing solutions.

Credit Cards
Personal Loans
Home Equity Loans & Lines of Credit
Your home holds the key

You've got dreams, and we've got a way to help you get there.

Employee Benefits
  • At-Work Banking

    Convenient banking benefits for employees at your workplace.

Financial Education
Growing a Business
Take care of business

Meet your business goals with tools and tips from Ameris Bank.

Financial Education
Starting a Business
Meet your business goals

Tap into our financial tools and resources to give your business an edge.

Financial Education
Starting a Family
Your family's financial future

At Ameris, we focus on your finances so you can focus on your family.

Why Ameris?

From the smallest transaction to your biggest dream, Ameris Bank is here to provide the stability you can count on.

Bringing financial peace of mind to customers and communities

Turning money questions into solid financial plans

Helping build and protect futures

This is Ameris

When you have a lot of banking options to choose from, why choose us? We believe you need a bank that is built for the long haul, one that prioritizes commitment to our customers, communities and colleagues above all else. You also need the right combination of technology and personalized service, from simple purchases to milestone decisions. Our expansive branch network puts empowered, local bankers right in your neighborhood, while our online and mobile banking solutions make managing your financial future easier than ever — completely on your own time.

We are Lionhearted

The lion is the universal symbol of strength and courage, pride and fierce determination. It represents taking bold steps and diverging from the pack.

Being different requires courage. It takes determination to look beyond decades of tired banking norms for a better way. When we can deliver on our promises and get things done for our customers, we give them a reason to take pride in their bank.

The lion is the perfect representation of who we have always been and who we will continue to be — a bold bank that isn’t afraid to break through convention to get things done right.

Tradition Meets Technology

Whether you prefer to conduct your banking online, on your mobile device, at an ATM, over the phone or in person, we provide easy, flexible and convenient access to your finances anytime, anywhere. 

Strong, Stable and Sound

With 200+ locations, over $20 billion in assets and a 50-year history, Ameris Bank is your steadfast financial anchor. We have a rich legacy which translates into stability for our customers and bankers.

Our Purpose

To bring financial peace of mind to our customers and communities. To turn money questions into solid financial plans. To help build and protect futures. To turn visions into reality. No matter where you are on your financial journey, we’re with you.

What It Means for You

Our bankers are empowered at the local level to make decisions so you don't have to jump through hoops or endure endless red tape. This empowerment, combined with our strength, means we can get things done right.

In person, on the phone, or on a screen, we provide seamless — and personalized — interactions so you can choose how, when and where you interact with us.

From corporate banking to personal finances, we treat every deal and every account like it’s the most important. At Ameris Bank, you’re the priority.

Our Priorities

High Performance

We are here for all situations. This requires ensuring everything we do is of the highest quality. Our high performance is fueled by our expert, energized teammates who provide exceptional customer experiences.

Banking with Purpose

Banking isn’t one-size-fits-all. We take time to understand your values and objectives to create meaningful, customized solutions.

Technology

The world is constantly changing and so are banking preferences. We are committed to constantly improving our technology so you can bank when and where you prefer.

Our Culture

Partnership is at the heart of everything we do. We’re not just go-getters—we’re collaborators who empower each other and our customers. We keep our promises and deliver with purpose. Strong, lasting relationships are the foundation of our culture, and inclusion and teamwork fuel our success. Together, we create experiences that inspire trust and compassion, because caring for others isn’t just what we do — it’s who we are.

People Make the Difference

Ameris teammates are our greatest strength and the driving force of our success. We value the different perspectives that our diverse teammates bring to the table and prioritize continuous learning and development inside the bank and through community involvement.

Diversity & Inclusion

We are committed to empowering our people,diversifying our teams, creating equal opportunities and building inclusion throughout our organization. We listen, share ideas, respect differences and work toward common goals, together.

Giving and Volunteering

We are not just a bank, we’re neighbors and community advocates. Our teammates have passion and show up in both the good and challenging times. We proudly support efforts to improve educational equality and the health and well-being of those in our communities. Giving our time, talents and resources is a privilege and honor.

A Talented Team

Our teammates are energetic, dynamic team players and problem-solvers who are committed to going the extra mile. We scrap convention to get things done right, and we prioritize helping our teammates achieve their personal and professional goals.