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Personal
Small Business
Commercial
Checking & Savings
Business Essential Checking
Checking that works as hard as you do

No minimum balance, 300 free items, and easy mobile banking. 

Treasury Services
  • Payables

    Manage business expenses with secure, streamlined payment solutions.

  • Receivables

    Streamline collections and improve cash flow with secure solutions.

  • Fraud Prevention

    Protect your business with advanced tools to detect and prevent fraud.

  • Treasury Essentials Package

    Core tools to manage cash flow and optimize liquidity.

  • Positive Pay

    Protect your accounts with advanced check and ACH fraud prevention.

ACH Services
Effortless payments

Send payroll, vendor payments, or customer refunds securely and efficiently.

Checking
Free Checking
One less thing on your to-do list

Free checking with no fees and instant digital access - simple banking for busy families.

Savings
Money Market
Saving for life's big moments

Grow your money for future wedding plans, college expenses or home updates.

Loans
SBA Lending Team
Experts who get business

Guiding you through every step from application to closing with fast approvals and tailored support.

Loans
Expansion Loans
Fuel your next chapter

Flexible financing to invest in equipment, locations, or working capital tailored for your business goals.

Credit Cards
Popular for Small Businesses
Business Cash Preferred Card
Keep your business moving forward

Earn cash back on everyday business expenses and bonus categories, all with no annual fee.

Digital Banking
  • Online Banking

    Money management right from your home.

  • Mobile App

    Your digital branch right in your pocket.

  • Transfer Money

    Move money between accounts, between banks or to people you trust.

  • Custom Alerts

    Monitor accounts with personalized email and mobile app notifications.

  • Card Controls

    Safeguard your debit card from your mobile device.

  • Zelle

    Easily and securely send money to family and friends.

Card Controls
Stay in charge of every swipe

Easily track transactions, pause spending, or limit expenses - all from your device.

Home Loans
Mortgage Journey
Make your dream home a reality

Understand what happens, when it happens, and what you need along the way.

Commercial Card
  • OneCard

    Simplify expense management, improve cash flow, and keep personal and business finances separate.

Contact a Banker
  • Business Bankers

    A knowledgeable team prepared to help you achieve your business goals.

Popular for Commercial Businesses
Payroll
  • Payroll Services

    Simplify payroll with secure, efficient processing solutions.

Credit Cards
Personal Loans
Home Equity Loans & Lines of Credit
Your home holds the key

You've got dreams, and we've got a way to help you get there.

Employee Benefits
  • At-Work Banking

    Convenient banking benefits for employees at your workplace.

Financial Education
Growing a Business
Take care of business

Meet your business goals with tools and tips from Ameris Bank.

Financial Education
Starting a Business
Meet your business goals

Tap into our financial tools and resources to give your business an edge.

Financial Education
Starting a Family
Your family's financial future

At Ameris, we focus on your finances so you can focus on your family.

Personal Savings Accounts

You have a savings goal in mind. We have an account to help you reach it.

Put your savings plan into action

Whether you're saving for the short term or you have long-range goals, you have options among various accounts earning interest at competitive rates. Find an Ameris Bank savings account aligned with your plans, keep depositing money into it and easily monitor your growth through online banking and our mobile app.

Strengthen your financial foundation with our savings accounts

Personal Savings

Here's a great account to start saving for specific purchases or to create a financial cushion for unexpected expenses.

Personal Money Market

Boost your savings plan with higher interest rates while maintaining anytime access to your money.

Minor Savings Account

Teach children the value of saving money so they develop good financial habits that will pay off in life.

Health Savings Account

Save for qualified medical expenses when you're currently enrolled in a high-deductible health plan.

Educational Savings Account

Make annual contributions and build up your savings to pay for private school and college tuition.

Certificates of Deposit

Choose a term from a few months to several years and grow your savings at some of our highest interest rates.

Individual Retirement Account

Invest in Traditional or Roth Individual Retirement Accounts (IRAs) to complement your retirement savings plan.

Choose the accounts you want to compare:

Personal Savings

Best if you want to start your savings journey with a steady account

Personal Money Market

Best if you want a combination of solid growth and easy access

Minor Savings Account

Best if you want to teach good habits to young savers

Health Savings Account

Best for saving money for future medical expenses

Educational Savings Account

Best for family members who want to save for children's college education

Certificates of Deposit

Best when you want to maximize your savings at some of our highest rates

Individual Retirement Account

Best for retirement planning to diversify your portfolio

The latest Ameris Advice

Learn. Grow. Bank Confidently.