Online Banking Sign-In
Personal
Small Business
Commercial
Checking & Savings
Business Essential Checking
Checking that works as hard as you do

No minimum balance, 300 free items, and easy mobile banking. 

Treasury Services
  • Payables

    Manage business expenses with secure, streamlined payment solutions.

  • Receivables

    Streamline collections and improve cash flow with secure solutions.

  • Fraud Prevention

    Protect your business with advanced tools to detect and prevent fraud.

  • Treasury Essentials Package

    Core tools to manage cash flow and optimize liquidity.

  • Positive Pay

    Protect your accounts with advanced check and ACH fraud prevention.

ACH Services
Effortless payments

Send payroll, vendor payments, or customer refunds securely and efficiently.

Checking
Free Checking
One less thing on your to-do list

Free checking with no fees and instant digital access - simple banking for busy families.

Savings
Money Market
Saving for life's big moments

Grow your money for future wedding plans, college expenses or home updates.

Loans
SBA Lending Team
Experts who get business

Guiding you through every step from application to closing with fast approvals and tailored support.

Loans
Expansion Loans
Fuel your next chapter

Flexible financing to invest in equipment, locations, or working capital tailored for your business goals.

Credit Cards
Popular for Small Businesses
Business Cash Preferred Card
Keep your business moving forward

Earn cash back on everyday business expenses and bonus categories, all with no annual fee.

Digital Banking
  • Online Banking

    Money management right from your home.

  • Mobile App

    Your digital branch right in your pocket.

  • Transfer Money

    Move money between accounts, between banks or to people you trust.

  • Custom Alerts

    Monitor accounts with personalized email and mobile app notifications.

  • Card Controls

    Safeguard your debit card from your mobile device.

  • Zelle

    Easily and securely send money to family and friends.

Card Controls
Stay in charge of every swipe

Easily track transactions, pause spending, or limit expenses - all from your device.

Home Loans
Mortgage Journey
Make your dream home a reality

Understand what happens, when it happens, and what you need along the way.

Commercial Card
  • OneCard

    Simplify expense management, improve cash flow, and keep personal and business finances separate.

Contact a Banker
  • Business Bankers

    A knowledgeable team prepared to help you achieve your business goals.

Popular for Commercial Businesses
Payroll
  • Payroll Services

    Simplify payroll with secure, efficient processing solutions.

Credit Cards
Personal Loans
Home Equity Loans & Lines of Credit
Your home holds the key

You've got dreams, and we've got a way to help you get there.

Employee Benefits
  • At-Work Banking

    Convenient banking benefits for employees at your workplace.

Financial Education
Growing a Business
Take care of business

Meet your business goals with tools and tips from Ameris Bank.

Financial Education
Starting a Business
Meet your business goals

Tap into our financial tools and resources to give your business an edge.

Financial Education
Starting a Family
Your family's financial future

At Ameris, we focus on your finances so you can focus on your family.

At-Work Banking

Enhance your benefits package and attract top talent.

Various checking accounts and credit cards to choose

Exclusive discounts on personal loans

Specialized mortgage services and assistance

At-Work Banking provides employees a path to financial security, at no cost to you

You're always looking to hire and keep good employees. Give your business an edge by giving your team something extra – access to Ameris Bank products and services through At-Work Banking. It costs you nothing to join, and it improves your employee benefits package while benefitting your employees.

Checking Accounts

Ameris Bank offers various checking accounts your employees can use with At-Work Banking. Whichever account they choose, there are some shared features.

Visa® Credit Cards*

The right credit card is a must-have tool for everyone’s personal finances. Ameris Bank's Visa® Credit Cards deliver purchasing power and the opportunity to earn valuable rewards.

  • Full range of rewards options
  • Attentive card member service available 24/7 
  • Built-in protection against fraudulent activity
Mortgage Services**

First-time buyers and longtime owners will find home loans at Ameris Bank tailored to specific needs, whether purchasing or refinancing. Our mortgage experts assist every step of the way, explaining all available options.

  • Fixed-rate and adjustable-rate home loans
  • Competitive interest rates
  • Flexible repayment terms
Personal Loans**

If you need a financial boost to reach a goal, Ameris Bank's loans and lines of credit provide affordable options. You can save money with competitive rates and special discounts through At-Work Banking, too.

  • Employees receive a 0.50% interest rate discount on a non-real estate personal loan when the loan payment is auto-deducted from their Ameris Bank checking account (loans secured by certificates of deposit and personal lines of credit are not eligible)
  • Attractive interest rates with terms that fit your needs and budget
  • Quick, local decision-making on applications

Opening your account online?

Use the promotional code we provided to receive special benefits – such as free Ameris Bank wallet-style checks (other check styles are available for purchase).

Success with every swipe

Keep the focus on efficiency and business growth while staying concise and professional.

Tailored card controls

Set individual spending limits, restrict by merchant category, and simplify budget oversight.

Earn rewards on business spending

Accumulate points or cash back on everyday purchases, helping your business get more value from every transaction. 

Success with every swipe

Keep the focus on efficiency and business growth while staying concise and professional.

Tailored card controls

Set individual spending limits, restrict by merchant category, and simplify budget oversight.

Earn rewards on business spending

Accumulate points or cash back on everyday purchases, helping your business get more value from every transaction. 

* All credit cards are subject to credit approval. Credit cards are issued by Elan Financial Services.

** All loans subject to credit approval.