Borrower's Checklist

Documents to Gather

• Copy of the fully executed sales contract (a copy of plans and specifications for a construction loan)
• Copy of current driver’s license and social security card
• If a non-resident, copy of certificate of resident alien status (green card)
• Most recent income documentation for all parties – covering 30 days
• Bank statements for two most recent months (all pages)
• Completed tax returns from the last two years (all pages and schedules - signed)
• W2 from last two years
• Homeowners insurance agent’s name and contact information
• Contact information for employment verification
• Name and address of current landlord (if applicable)
• Most recent mortgage statement(s) (if applicable)
• Closing statements from sale of current property owned (if applicable)
• Proof of payment on all retained properties such as taxes, insurance, private mortgage insurance, and homeowner’s association dues (if applicable)