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Personal
Small Business
Commercial
Checking & Savings
Business Essential Checking
Checking that works as hard as you do

No minimum balance, 300 free items, and easy mobile banking. 

Treasury Services
  • Payables

    Manage business expenses with secure, streamlined payment solutions.

  • Receivables

    Streamline collections and improve cash flow with secure solutions.

  • Fraud Prevention

    Protect your business with advanced tools to detect and prevent fraud.

  • Treasury Essentials Package

    Core tools to manage cash flow and optimize liquidity.

  • Positive Pay

    Protect your accounts with advanced check and ACH fraud prevention.

ACH Services
Effortless payments

Send payroll, vendor payments, or customer refunds securely and efficiently.

Checking
Free Checking
One less thing on your to-do list

Free checking with no fees and instant digital access - simple banking for busy families.

Savings
Money Market
Saving for life's big moments

Grow your money for future wedding plans, college expenses or home updates.

Loans
SBA Lending Team
Experts who get business

Guiding you through every step from application to closing with fast approvals and tailored support.

Loans
Expansion Loans
Fuel your next chapter

Flexible financing to invest in equipment, locations, or working capital tailored for your business goals.

Credit Cards
Popular for Small Businesses
Business Cash Preferred Card
Keep your business moving forward

Earn cash back on everyday business expenses and bonus categories, all with no annual fee.

Digital Banking
  • Online Banking

    Money management right from your home.

  • Mobile App

    Your digital branch right in your pocket.

  • Transfer Money

    Move money between accounts, between banks or to people you trust.

  • Custom Alerts

    Monitor accounts with personalized email and mobile app notifications.

  • Card Controls

    Safeguard your debit card from your mobile device.

  • Zelle

    Easily and securely send money to family and friends.

Card Controls
Stay in charge of every swipe

Easily track transactions, pause spending, or limit expenses - all from your device.

Home Loans
Mortgage Journey
Make your dream home a reality

Understand what happens, when it happens, and what you need along the way.

Commercial Card
  • OneCard

    Simplify expense management, improve cash flow, and keep personal and business finances separate.

Contact a Banker
  • Business Bankers

    A knowledgeable team prepared to help you achieve your business goals.

Popular for Commercial Businesses
Payroll
  • Payroll Services

    Simplify payroll with secure, efficient processing solutions.

Credit Cards
Personal Loans
Home Equity Loans & Lines of Credit
Your home holds the key

You've got dreams, and we've got a way to help you get there.

Employee Benefits
  • At-Work Banking

    Convenient banking benefits for employees at your workplace.

Financial Education
Growing a Business
Take care of business

Meet your business goals with tools and tips from Ameris Bank.

Financial Education
Starting a Business
Meet your business goals

Tap into our financial tools and resources to give your business an edge.

Financial Education
Starting a Family
Your family's financial future

At Ameris, we focus on your finances so you can focus on your family.

Our Leadership

Leadership that puts your goals first.

Leading by example and with purpose – every day

 At Ameris Bank, leadership is about empowering people and delivering results. Guided by experience and fueled by purpose, our leaders champion progress, foster collaboration, and turn ambition into achievement—driving growth, performance, and a future built on excellence.

Executive Leadership Team

With a wealth of experience and a passion for progress, Ameris Bank's executive leadership team go beyond managing operations. This team drives strategy, inspires innovation, and ensures our commitment to employees, customers, and shareholders remains at the heart of everything we do.

H. Palmer Proctor Jr.
Ameris Bank Chief Executive Officer
Ameris Bancorp Chief Executive Officer
Lawton E. Bassett, III
Ameris Bank President
Ameris Bancorp Chief Banking Officer
Nicole S. Stokes
Corporate Executive Vice President and Chief Financial Officer
Ameris Bank and Ameris Bancorp
Ross L. Creasy
Corporate Executive Vice President and Chief Information Officer
Ameris Bank and Ameris Bancorp
James A. LaHaise III
Corporate Executive Vice President and Chief Strategy Officer
Ameris Bank and Ameris Bancorp
William D. McKendry
Corporate Executive Vice President and Chief Risk Officer
Ameris Bancorp and Ameris Bank
Michael T. Pierson
Corporate Executive Vice President, Chief Governance Officer and Corporate Secretary
Ameris Bank and Ameris Bancorp
Jody L. Spencer
Corporate Executive Vice President and Chief Legal Officer
Ameris Bancorp and Ameris Bank
Douglas D. Strange
Corporate Executive Vice President and Chief Credit Officer
Ameris Bank and Ameris Bancorp

Board of Directors

Responsible for implementing Ameris Bank's long-term vision, the Board of Directors ensures the bank always lives up to its promises and delivers high performance.

James B. Miller, Jr.
Ameris Bancorp Chairman
Leo J. Hill
Lead Independent Director
Transamerica Mutual Funds
H. Palmer Proctor Jr.
Ameris Bank Chief Executive Officer
Ameris Bancorp Chief Executive Officer
William I. Bowen Jr.
Funeral Services
Bowen-Donaldson Home for Funerals
Rodney Bullard
Vice President of Community Affairs at Chick-fil-A, Inc.
Executive Director of the Chick-fil-A Foundation
Millard Choate
Founder and President of Choate Construction Company
Daniel B. Jeter
Consumer Finance
Standard Discount Corporation
Robert P. Lynch
Automobile Sales
Lynch Management Company
Claire McLean
COO and EVP of Preferred Capital Securities, LLC
President of Preferred Shareholder Services
William H. Stern
President & CEO - Real Estate
Stern & Stern and Associates

Community Boards of Directors

Focused on our neighbors in the communities we serve, these local leaders help grow relationships and bring diverse outlooks, service and expertise we value.

Albany, GA - Leadership

Regional President: Michael T. Lee
Market President: Chris M. Misamore

Directors
Reid E. Mills, Chairman
Bonny B. Dorough
Y. Duncan Moore, Jr.
J. Austin Turner

Carolinas - Leadership

Regional President: H. Richard Sturm
Market President: Ryan A. Earwaker

Directors
William (Bill) H. Stern, Chairman
Kirkman Finlay, III
Edward G. McDonnell
William Weston J. Newton
Laurens C. Nicholson
A. Rae Phillips

Douglas, GA - Leadership

Regional President: Michael T. Lee
City President: M. Shane Shook

Directors
Kevin L. Gilliard, Chairman
Faye H. Hennesy
Alfred Lott, Jr.
Donnie H. Smith

Moultrie, GA - Leadership

Regional President: Michael T. Lee

Directors
Thomas (Tommy) W. Rowell, Chairman
Thomas L. Estes, M.D.
R. Plenn Hunnicutt
Daniel (Dan) B. Jeter
Lynn (Lyndy) L. Jones, Jr.
J. Mark Mobley, Jr.

Director Emeritus
Brooks Sheldon

Southeast Georgia Coast - Leadership

Regional President: Michael T. Lee
Market President: James B. Danowski
City President - Market President: James Rogers
City President - St. Mary's: Brad Morris

Directors
Jimmy D. Veal, Chairman
Michael (Mike) L. Davis
Stephen V. Kinney

Directors Emeritus
John W. McDill
Thomas I. Stafford, Jr.
J. Thomas Whelchel
Photography: “Trenton Depot01” by Ebyabe 

North Florida Board - Leadership

Regional President: Emily Dawkins

Directors
Joseph (Joe) P. Helow, Chairman
Phillip H. Cury
John A. Delaney
Major B. Harding, Jr.
Robert (Bob) P. Lynch
Mark F. Bailey, Sr.
David W. Alban

Tifton, GA - Leadership

Regional President: Michael T. Lee
Market President: Joshua S. Bowen

Directors
William I. Bowen, Jr., Chairman
Austin (Butch) L. Coarsey
Scott R. Fulp, D.D.S.
John Alan Lindsey
Wesley T. Paulk
Fortson B. Turner

Directors Emeritus
J. Raymond Fulp
Loran (Sonny) A. Pate

Valdosta, GA - Leadership

Regional President: Michael T. Lee
Market President: William W. Moore, III

Directors
Charles (Chuck) E. Smith, Chairman
Bart T. Mizell
M. Alan Wheeler

Directors Emeritus
Doyle Weltzbarker
Henry C. Wortman

Vidalia, GA - Leadership

Regional President: Michael T. Lee

Directors
Christopher (Chris) A. Hopkins, Chairman
Pollyann F. Martin
Britton J. McDade
Jeffery (Jeff) S. McLain

Bank confidently

Our dedicated professionals work to serve both you—our valued customer—and Ameris Bank with integrity and care.