Home Lending Calculators

Should you rent or buy your home? This calculator helps you weigh all the financial details. Compare all the fees, taxes, and monthly payments to figure out which option is best, keeping in mind that insurance and tax costs can change every year.

A lot of factors are important to you when choosing the right home. But the most important one is whether you can afford it. This calculator estimates how much you can pay to purchase a home and how much you might be able to afford in monthly payments, all based on your annual income and various other details.

Refinancing your mortgage might provide the financial reset you need. Maybe you closed on your home loan when rates were higher. Maybe your credit score has increased and you can qualify for a lower interest rate. Either way, refinancing now with Ameris Bank could be the right move. Use this calculator estimates how much money you could save monthly and over the term of your mortgage.

Home is a special place, whether you're daydreaming about your next one or making memories in your current one. With this calculator, you can focus on the reality of your monthly payments based on principal, interest and insurance so you know what to expect.

It's important to set your budget before you set your heart on a house. Use this mortgager calculator to make sure your income is enough to qualify for the home loan you're considering.

A little extra can go a long way. See how much you could save in interest payments when you add a little bit more every month to your mortgage payment. You'll pay off your home loan sooner when you pay more than the minimum, and those savings can really add up.

When you're weighing which home loan works best for your finances, this calculator makes it easier to choose. Compare two options at a time to see which loan costs less. You’ll see how your loan’s term, interest rate and the amount of time you plan to stay in your home will affect your overall cost.