Online Banking Sign-In
Personal
Small Business
Commercial
Checking & Savings
Business Essential Checking
Checking that works as hard as you do

No minimum balance, 300 free items, and easy mobile banking. 

Treasury Services
  • Payables

    Manage business expenses with secure, streamlined payment solutions.

  • Receivables

    Streamline collections and improve cash flow with secure solutions.

  • Fraud Prevention

    Protect your business with advanced tools to detect and prevent fraud.

  • Treasury Essentials Package

    Core tools to manage cash flow and optimize liquidity.

  • Positive Pay

    Protect your accounts with advanced check and ACH fraud prevention.

ACH Services
Effortless payments

Send payroll, vendor payments, or customer refunds securely and efficiently.

Checking
Free Checking
One less thing on your to-do list

Free checking with no fees and instant digital access - simple banking for busy families.

Savings
Money Market
Saving for life's big moments

Grow your money for future wedding plans, college expenses or home updates.

Loans
SBA Lending Team
Experts who get business

Guiding you through every step from application to closing with fast approvals and tailored support.

Loans
Expansion Loans
Fuel your next chapter

Flexible financing to invest in equipment, locations, or working capital tailored for your business goals.

Credit Cards
Popular for Small Businesses
Business Cash Preferred Card
Keep your business moving forward

Earn cash back on everyday business expenses and bonus categories, all with no annual fee.

Digital Banking
  • Online Banking

    Money management right from your home.

  • Mobile App

    Your digital branch right in your pocket.

  • Transfer Money

    Move money between accounts, between banks or to people you trust.

  • Custom Alerts

    Monitor accounts with personalized email and mobile app notifications.

  • Card Controls

    Safeguard your debit card from your mobile device.

  • Zelle

    Easily and securely send money to family and friends.

Card Controls
Stay in charge of every swipe

Easily track transactions, pause spending, or limit expenses - all from your device.

Home Loans
Mortgage Journey
Make your dream home a reality

Understand what happens, when it happens, and what you need along the way.

Commercial Card
  • OneCard

    Simplify expense management, improve cash flow, and keep personal and business finances separate.

Contact a Banker
  • Business Bankers

    A knowledgeable team prepared to help you achieve your business goals.

Popular for Commercial Businesses
Payroll
  • Payroll Services

    Simplify payroll with secure, efficient processing solutions.

Credit Cards
Personal Loans
Home Equity Loans & Lines of Credit
Your home holds the key

You've got dreams, and we've got a way to help you get there.

Employee Benefits
  • At-Work Banking

    Convenient banking benefits for employees at your workplace.

Financial Education
Growing a Business
Take care of business

Meet your business goals with tools and tips from Ameris Bank.

Financial Education
Starting a Business
Meet your business goals

Tap into our financial tools and resources to give your business an edge.

Financial Education
Starting a Family
Your family's financial future

At Ameris, we focus on your finances so you can focus on your family.

OneCard

The ideal commercial credit card* for your business.

Integrate your company’s business transactions

Gain more control over card use and data

Simplify your team's expense management

A powerful card management system that's efficient and easy to use 

Using personal and small business credit cards can create accounts payable and cash flow headaches. With OneCard, you separate your professional and personal financial activities to make financial tracking more manageable and reduce risk to your personal finances. And by separating your business and personal expenses, you can maintain a lower credit utilization ratio on both fronts, which can positively affect your overall creditworthiness.

  • Monitor spending trends, organize your business finances, set credit card limits and more from your desktop, laptop or mobile device
  • Issue new cards to employees right from your office
  • Establish individual card limits for employees or departments 
  • Allow certain cards to be used for specific transactions and merchants 
  • Maintain budgetary control, facilitate efficient procurement processes and help prevent unauthorized or fraudulent transactions
  • Use the ExpensePoint expense management system to track mileage, upload receipts and create and submit expense reports from mobile devices
  • Also tracks non-commercial card transactions

Improve your cash flow

Purchase made
Up to 45 days
  • Cash available for other uses
  • Time to process receivables
  • Payments can be made to vendors throughout billing cycle
Payment due

Solutions for diverse business needs

Choose between two distinct commercial credit cards: OneCard and OneCard Plus.

Choose the accounts you want to compare:

OneCard

OneCard Plus

Primary Focus
Streamlined, simplified high-volume spend for new commercial card customers
Advanced features, flexible billing and revenue sharing for higher-volume businesses
Target/Minimum Spend
$300,000 Annual Spend
$600,000 Annual Spend
Billing Cycle
Monthly
Weekly, Semi-Monthly, Monthly
Statement/Revenue
Annual statement credit to the company (Posted in January)
Monthly revenue share paid to the account
Expense Management
N/A
Integrated expense management tool
CMS Integration
QuickBooks Online
QuickBooks Online

Get Started

If you have any further questions or would like more information about how Ameris Bank's Commercial Card can benefit your business, please don't hesitate to reach out – we're here to assist you every step of the way.

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Ameris Bank's commercial credit card provides convenient financing for your business needs. Contact us or visit a branch location throughout AL, FL, GA, NC and SC to get started.

* Subject to credit approval.