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Personal
Small Business
Commercial
Checking & Savings
Business Essential Checking
Checking that works as hard as you do

No minimum balance, 300 free items, and easy mobile banking. 

Treasury Services
  • Payables

    Manage business expenses with secure, streamlined payment solutions.

  • Receivables

    Streamline collections and improve cash flow with secure solutions.

  • Fraud Prevention

    Protect your business with advanced tools to detect and prevent fraud.

  • Treasury Essentials Package

    Core tools to manage cash flow and optimize liquidity.

  • Positive Pay

    Protect your accounts with advanced check and ACH fraud prevention.

ACH Services
Effortless payments

Send payroll, vendor payments, or customer refunds securely and efficiently.

Checking
Free Checking
One less thing on your to-do list

Free checking with no fees and instant digital access - simple banking for busy families.

Savings
Money Market
Saving for life's big moments

Grow your money for future wedding plans, college expenses or home updates.

Loans
SBA Lending Team
Experts who get business

Guiding you through every step from application to closing with fast approvals and tailored support.

Loans
Expansion Loans
Fuel your next chapter

Flexible financing to invest in equipment, locations, or working capital tailored for your business goals.

Credit Cards
Popular for Small Businesses
Business Cash Preferred Card
Keep your business moving forward

Earn cash back on everyday business expenses and bonus categories, all with no annual fee.

Digital Banking
  • Online Banking

    Money management right from your home.

  • Mobile App

    Your digital branch right in your pocket.

  • Transfer Money

    Move money between accounts, between banks or to people you trust.

  • Custom Alerts

    Monitor accounts with personalized email and mobile app notifications.

  • Card Controls

    Safeguard your debit card from your mobile device.

  • Zelle

    Easily and securely send money to family and friends.

Card Controls
Stay in charge of every swipe

Easily track transactions, pause spending, or limit expenses - all from your device.

Home Loans
Mortgage Journey
Make your dream home a reality

Understand what happens, when it happens, and what you need along the way.

Commercial Card
  • OneCard

    Simplify expense management, improve cash flow, and keep personal and business finances separate.

Contact a Banker
  • Business Bankers

    A knowledgeable team prepared to help you achieve your business goals.

Popular for Commercial Businesses
Payroll
  • Payroll Services

    Simplify payroll with secure, efficient processing solutions.

Credit Cards
Personal Loans
Home Equity Loans & Lines of Credit
Your home holds the key

You've got dreams, and we've got a way to help you get there.

Employee Benefits
  • At-Work Banking

    Convenient banking benefits for employees at your workplace.

Financial Education
Growing a Business
Take care of business

Meet your business goals with tools and tips from Ameris Bank.

Financial Education
Starting a Business
Meet your business goals

Tap into our financial tools and resources to give your business an edge.

Financial Education
Starting a Family
Your family's financial future

At Ameris, we focus on your finances so you can focus on your family.

Merchant Card Services

Process credit card payments and grow your sales.

Accept credit, debit and gift cards

Manage inventory

Access valuable sales data

Payment processing solutions align with your business needs

From accepting payments and managing inventory to keeping track of your customers, Merchant Card Services simplify your merchant accounts receivable operations and help your business grow by catering to customers. Whether your credit card or other payment processing needs are in-store, online, mobile or a customized combination, you'll find the right solutions to reduce costs and improve service.

Payment Types
  • Credit cards
  • PIN or signature debit cards
  • Checks
  • Gift cards
  • Electronic check processing
  • EMV/Smart Chip cards
  • Additional details on payment types accepted
In-Store Solutions

Clover point-of-sale systems (POS) feature leading-edge hardware and software so you can customize your system to meet the unique needs of your business.

  • Clover Go: Go mobile with the Go app on your mobile devices and an optional card reader
  • Clover Flex: Take payments tableside, curbside or in the field
  • Clover Mini: Get full scale POS functionality in a compact package
  • Clover Station Solo or Duo: Run your businesses with a powerful all-in-one POS with one screen or two
Online Solutions
  • eCommerce: Integrate fast, secure payments with your online store
  • Virtual Terminal: Take payments over the phone or schedule payments to get paid on-time automatically
  • Online Payments: Text a link, print a QR code, or add a pay button on your website to get paid online
  • Invoice: Send an invoice by email and let customers pay you online

Trusted options for your business

Ameris Bank partners with a worldwide leader in payment solutions, Clover, to deliver services with competitive pricing, cutting-edge technology, transaction security and flexible billing.

The latest Ameris Advice

Learn. Grow. Bank Confidently.

Streamline your payables, maximize efficiency

Take control of your business payments with Ameris Bank payables tools.

Automated ACH payments

Initiate electronic payments through ACH using templates or file transfers, reducing check‑handling time and lowering fraud risk.

Integrated payables solution

Centralize payment methods, including virtual cards, and get consolidated reporting that syncs with your accounting system.

Streamline your payables, maximize efficiency

Take control of your business payments with Ameris Bank payables tools.

Automated ACH payments

Initiate electronic payments through ACH using templates or file transfers, reducing check‑handling time and lowering fraud risk.

Integrated payables solution

Centralize payment methods, including virtual cards, and get consolidated reporting that syncs with your accounting system.

Disclaimers

© 2025 Clover Network, LLC. The Clover name and logo are registered trademarks owned by Clover Network, LLC and are registered or used in the U.S. and many foreign countries. Use of Clover requires a Merchant Processing Agreement. All trademarks, service marks and trade names referenced in this material are the property of their respective owners.