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Personal
Small Business
Commercial
Checking & Savings
Business Essential Checking
Checking that works as hard as you do

No minimum balance, 300 free items, and easy mobile banking. 

Treasury Services
  • Payables

    Manage business expenses with secure, streamlined payment solutions.

  • Receivables

    Streamline collections and improve cash flow with secure solutions.

  • Fraud Prevention

    Protect your business with advanced tools to detect and prevent fraud.

  • Treasury Essentials Package

    Core tools to manage cash flow and optimize liquidity.

  • Positive Pay

    Protect your accounts with advanced check and ACH fraud prevention.

ACH Services
Effortless payments

Send payroll, vendor payments, or customer refunds securely and efficiently.

Checking
Free Checking
One less thing on your to-do list

Free checking with no fees and instant digital access - simple banking for busy families.

Savings
Money Market
Saving for life's big moments

Grow your money for future wedding plans, college expenses or home updates.

Loans
SBA Lending Team
Experts who get business

Guiding you through every step from application to closing with fast approvals and tailored support.

Loans
Expansion Loans
Fuel your next chapter

Flexible financing to invest in equipment, locations, or working capital tailored for your business goals.

Credit Cards
Popular for Small Businesses
Business Cash Preferred Card
Keep your business moving forward

Earn cash back on everyday business expenses and bonus categories, all with no annual fee.

Digital Banking
  • Online Banking

    Money management right from your home.

  • Mobile App

    Your digital branch right in your pocket.

  • Transfer Money

    Move money between accounts, between banks or to people you trust.

  • Custom Alerts

    Monitor accounts with personalized email and mobile app notifications.

  • Card Controls

    Safeguard your debit card from your mobile device.

  • Zelle

    Easily and securely send money to family and friends.

Card Controls
Stay in charge of every swipe

Easily track transactions, pause spending, or limit expenses - all from your device.

Home Loans
Mortgage Journey
Make your dream home a reality

Understand what happens, when it happens, and what you need along the way.

Commercial Card
  • OneCard

    Simplify expense management, improve cash flow, and keep personal and business finances separate.

Contact a Banker
  • Business Bankers

    A knowledgeable team prepared to help you achieve your business goals.

Popular for Commercial Businesses
Payroll
  • Payroll Services

    Simplify payroll with secure, efficient processing solutions.

Credit Cards
Personal Loans
Home Equity Loans & Lines of Credit
Your home holds the key

You've got dreams, and we've got a way to help you get there.

Employee Benefits
  • At-Work Banking

    Convenient banking benefits for employees at your workplace.

Financial Education
Growing a Business
Take care of business

Meet your business goals with tools and tips from Ameris Bank.

Financial Education
Starting a Business
Meet your business goals

Tap into our financial tools and resources to give your business an edge.

Financial Education
Starting a Family
Your family's financial future

At Ameris, we focus on your finances so you can focus on your family.

Debit Card

Your Ameris Bank Visa® debit card is the perfect way to pay.

For all your purchases, big or small1

No need to carry cash

But you can access cash anytime

Your debit card is a go-to financial tool

You'll automatically receive a debit card when you open an Ameris Bank checking account, because it's one financial tool no one should be without.

  • Payments are automatically deducted from your checking account
  • Track all your purchases online and with our mobile app
  • Access updated balances and purchases details, such as merchant name, location and date of purchase
  • Visa®’s Zero Liability Policy2 means you won’t be held responsible for unauthorized purchases and any funds taken from your account due to fraudulent use will be returned to you

Debit card fraud alerts from Ameris Bank

We always monitor for suspicious activity. If a charge to your debit card is suspicious, we will send you a text message, email or call you to verify. You are protected from debit card fraud. You won’t be held responsible for unauthorized purchases.

First, check your phone! If you see a text, email or phone call, reply YES to validate your purchase. 

Then, call your local Ameris Bank branch or call the number on the back of your debit card. 

From the Online Banking homepage, select More, then select Customer Service. Click Contact Information and make sure we have your up-to-date information.

Remember...

Ameris Bank will never ask you for your account number, PIN, Social Security number or passwords.

Do more with your Ameris Bank Visa® debit card

Online and Mobile Banking

Keep track of your debit card purchases anytime, anywhere with online banking, mobile banking and alerts.

Bill Pay

Make purchases and pay bills online using your debit card.

Safe Payment Solutions

Your card features chip technology so you can pay with confidence.

Mobile Wallet

Add your Ameris Bank debit card to Apple Pay®, Google Pay™ or Samsung Pay® to conveniently pay online and in stores.

Card Controls

Turn on card controls to set rules about card usage based on location, transaction type, merchant type or spending amount.

Overdraft Fees

Protect yourself from overdraft fees.

Contactless Cards

Tap your contactless card for a fast, easy and secure way to pay.

Simplify everyday money management

A great checking account keeps your spending organized and your goals on track.

$50 minimum opening deposit

For each of the following accounts: Free Checking, Benefits Checking and Interest Checking.

Digital banking access

Pay bills, deposit checks remotely, manage debit cards and more with online and mobile banking.

Simplify everyday money management

A great checking account keeps your spending organized and your goals on track.

$50 minimum opening deposit

For each of the following accounts: Free Checking, Benefits Checking and Interest Checking.

Digital banking access

Pay bills, deposit checks remotely, manage debit cards and more with online and mobile banking.

Ameris Bank's personal checking accounts and debit cards make money management simple. Open an account online or visit a branch location throughout AL, FL, GA, NC and SC.

1 ATM Usage: You may use an Ameris Bank debit card at any Ameris Bank ATM free of charge. If you use a non-Ameris Bank ATM, you will incur a service charge in addition to any ATM service charge assessed by the owner of the ATM. See our Miscellaneous Services Pricing Guide for details.

2 Visa’s Zero Liability Policy covers U.S.-issued cards and does not apply to certain commercial card transactions or any transactions not processed by Visa. Individual replacement fund amounts are provided on a provisional basis and may be withheld, delayed, limited, or rescinded by your issuer based on factors such as gross negligence or fraud, delay in reporting unauthorized use, investigation and verification of claim and account standing and history. You must notify your financial institution immediately of any unauthorized use. Transaction at issue must be posted to your account before replacement funds may be issued. For specific restrictions, limitations and other details, please consult your issuer.

See the Electronic Funds Transfer Disclosure for additional details.