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Personal
Small Business
Commercial
Checking & Savings
Business Essential Checking
Checking that works as hard as you do

No minimum balance, 300 free items, and easy mobile banking. 

Treasury Services
  • Payables

    Manage business expenses with secure, streamlined payment solutions.

  • Receivables

    Streamline collections and improve cash flow with secure solutions.

  • Fraud Prevention

    Protect your business with advanced tools to detect and prevent fraud.

  • Treasury Essentials Package

    Core tools to manage cash flow and optimize liquidity.

  • Positive Pay

    Protect your accounts with advanced check and ACH fraud prevention.

ACH Services
Effortless payments

Send payroll, vendor payments, or customer refunds securely and efficiently.

Checking
Free Checking
One less thing on your to-do list

Free checking with no fees and instant digital access - simple banking for busy families.

Savings
Money Market
Saving for life's big moments

Grow your money for future wedding plans, college expenses or home updates.

Loans
SBA Lending Team
Experts who get business

Guiding you through every step from application to closing with fast approvals and tailored support.

Loans
Expansion Loans
Fuel your next chapter

Flexible financing to invest in equipment, locations, or working capital tailored for your business goals.

Credit Cards
Popular for Small Businesses
Business Cash Preferred Card
Keep your business moving forward

Earn cash back on everyday business expenses and bonus categories, all with no annual fee.

Digital Banking
  • Online Banking

    Money management right from your home.

  • Mobile App

    Your digital branch right in your pocket.

  • Transfer Money

    Move money between accounts, between banks or to people you trust.

  • Custom Alerts

    Monitor accounts with personalized email and mobile app notifications.

  • Card Controls

    Safeguard your debit card from your mobile device.

  • Zelle

    Easily and securely send money to family and friends.

Card Controls
Stay in charge of every swipe

Easily track transactions, pause spending, or limit expenses - all from your device.

Home Loans
Mortgage Journey
Make your dream home a reality

Understand what happens, when it happens, and what you need along the way.

Commercial Card
  • OneCard

    Simplify expense management, improve cash flow, and keep personal and business finances separate.

Contact a Banker
  • Business Bankers

    A knowledgeable team prepared to help you achieve your business goals.

Popular for Commercial Businesses
Payroll
  • Payroll Services

    Simplify payroll with secure, efficient processing solutions.

Credit Cards
Personal Loans
Home Equity Loans & Lines of Credit
Your home holds the key

You've got dreams, and we've got a way to help you get there.

Employee Benefits
  • At-Work Banking

    Convenient banking benefits for employees at your workplace.

Financial Education
Growing a Business
Take care of business

Meet your business goals with tools and tips from Ameris Bank.

Financial Education
Starting a Business
Meet your business goals

Tap into our financial tools and resources to give your business an edge.

Financial Education
Starting a Family
Your family's financial future

At Ameris, we focus on your finances so you can focus on your family.

Mobile Wallet

Make quick, contactless payments with your phone or watch at participating retailers and select online merchants.

Easy, convenient and more secure way to pay

Works with Apple Pay®, Google Pay™ and Samsung Pay®

Your private information is never shared

Hold all your Ameris cards without carrying them

Your phone is now a convenient payment tool, whether you're shopping online or in stores. Just add your Ameris Bank credit and debit cards to your device's mobile wallet with a quick, one-time registration. Tap or wave your phone against the merchant's payment terminal and you're on your way. Shopping online is just as easy. 

  • Your card number is replaced by a unique code for each transaction, so your card number is never shared
  • Tiered security systems in place for each digital wallet keep you protected and secure

Leave your physical wallet at home

Your digital wallet is all you need. Here's how to add your Ameris Bank cards. 

Apple Pay logo.
Google Pay logo.
Samsung Pay logo.
iPhone and Apple Watch with Apple Pay on screen.
To add your card to Apple Pay®:
  • iPhone: Open the Wallet app and tap the plus sign. From there, follow the on-screen instructions.
  • Apple Watch®: Open the Apple Watch app on your iPhone and select "Wallet & Apple Pay®," then tap "Add Credit or Debit Card." From there, follow the on-screen instructions.
  • iPad: Go into Settings, open "Wallet & Apple Pay®," and select "Add Credit or Debit Card." From there, follow the on-screen instructions.
iPhone with Google Pay on screen.
To add your card to Google Pay™:
  • Download the Google Pay™ app from Google Play™ or the App Store.
  • Follow the instructions to add your Ameris Bank Visa debit card and credit card.
  • Verify your card if needed. Then you're all set!
iPhone with Samsung Pay on screen.
To add your card to Samsung Pay®:
  • Access your cards from the Samsung Pay® app.
  • Add your Ameris Bank Visa® debit card and credit card.
  • Look for the contactless symbol at checkout.

Breeze through the checkout line

Make in-store purchases quickly, safely and securely. Use mobile wallet anywhere you see this symbol.

Disclaimers

Supported carriers include: AT&T, T-Mobile, U.S. Cellular, Sprint, Verizon Wireless, MetroPCS, and Cricket. Message and data rates may apply. Apple, the Apple logo, iPhone, iPad and App Store are trademarks of Apple Inc., registered in the U.S. and other countries. Android, the Android Logo and the Google Play Store logo are trademarks of Google Inc, registered in the U.S. and other countries.