Refinancing to a lower interest rate typically results in a lower monthly payment, so you have more money available to use as you please.
With a cash-out refinance, you can use the equity in your home to pay for home improvements, debt consolidation, a family vacation, college tuition or other financial needs. If you’ve built equity in your home, a cash-out refinance may be a great fit.
You may want to consider refinancing to knock years off the loan. This will increase your monthly payments, but you will build your home equity faster. You'll also save money in the long run by paying less in interest.
If you're struggling to keep up with your current monthly payment, you can refinance to a longer term loan, which will lower your monthly payment. Keep in mind, this will also result in you paying more in interest over the length of the loan.
Tap into your home equity to consolidate debt, fund life's big events or tackle home improvement projects.
Lock in this fixed rate loan when you know how much you need to borrow.
A HELOC is the right solution if you are looking for flexibility a.nd a revolving line of credit.
Tap into your home equity to consolidate debt, fund life's big events or tackle home improvement projects.
Lock in this fixed rate loan when you know how much you need to borrow.
A HELOC is the right solution if you are looking for flexibility a.nd a revolving line of credit.
* All loans are subject to credit approval.