Bills, meet your match
Schedule, track and manage payments anytime, anywhere.
Prepare to buy a home with assistance from Ameris Bank, your mortgage lender
Create a financial plan and begin saving
Consider the money you'll need for your down payment and closing costs.
Understand your credit score and credit history
We review your credit score and history to see how you handle credit, which impacts the loan you’re eligible for and your interest rate.
Determine how much you can borrow
Get prequalified so you can set a budget and know how much you can spend on a home.
Know your loan options
Choose from many different types of mortgages with help from your mortgage banker. We have a home loan that fits your budget and lifestyle.
Mortgage Basics
Prequalification
This is the simple way to get a ballpark estimate of how much you are eligible to borrow and help you determine a price range for house hunting. Mortgage prequalification is typically available at no cost and does not obligate you to apply for a loan.
Application and Loan Documentation
Regardless of the type of home you are purchasing, the documentation needed is the same. Check out our borrower’s checklist for a list of documents needed.
Mortgage Journey
The lending process normally takes several weeks. Understand what happens, when it happens and the documents needed along the way. Your mortgage banker will keep you informed at every step.
Interest vs. Principal
Both make up your loan payment. The interest portion is the cost of borrowing the money, and the principal portion will go toward paying down what you owe.
Your financial shortcuts
The latest Ameris Advice
Learn. Grow. Bank Confidently.
Unlock your home's potential
Tap into your home equity to consolidate debt, fund life's big events or tackle home improvement projects.
Home Equity Loans
Lock in this fixed rate loan when you know how much you need to borrow.
HELOC
A HELOC is the right solution if you are looking for flexibility and a revolving line of credit.
Unlock your home's potential
Tap into your home equity to consolidate debt, fund life's big events or tackle home improvement projects.
Home Equity Loans
Lock in this fixed rate loan when you know how much you need to borrow.
HELOC
A HELOC is the right solution if you are looking for flexibility and a revolving line of credit.
Ameris Bank makes homeownership convenient with our mortgage loan options. Contact a mortgage banker online or visit a branch location throughout AL, GA, FL, SC, NC, VA, MD and TN.
* All loans subject to credit approval.