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Checking & Savings
Business Essential Checking
Checking that works as hard as you do

No minimum balance, 300 free items, and easy mobile banking. 

Treasury Services
  • Payables

    Manage business expenses with secure, streamlined payment solutions.

  • Receivables

    Streamline collections and improve cash flow with secure solutions.

  • Fraud Prevention

    Protect your business with advanced tools to detect and prevent fraud.

  • Treasury Essentials Package

    Core tools to manage cash flow and optimize liquidity.

  • Positive Pay

    Protect your accounts with advanced check and ACH fraud prevention.

ACH Services
Effortless payments

Send payroll, vendor payments, or customer refunds securely and efficiently.

Checking
Free Checking
One less thing on your to-do list

Free checking with no fees and instant digital access - simple banking for busy families.

Savings
Money Market
Saving for life's big moments

Grow your money for future wedding plans, college expenses or home updates.

Loans
SBA Lending Team
Experts who get business

Guiding you through every step from application to closing with fast approvals and tailored support.

Loans
Expansion Loans
Fuel your next chapter

Flexible financing to invest in equipment, locations, or working capital tailored for your business goals.

Credit Cards
Popular for Small Businesses
Business Cash Preferred Card
Keep your business moving forward

Earn cash back on everyday business expenses and bonus categories, all with no annual fee.

Digital Banking
  • Online Banking

    Money management right from your home.

  • Mobile App

    Your digital branch right in your pocket.

  • Transfer Money

    Move money between accounts, between banks or to people you trust.

  • Custom Alerts

    Monitor accounts with personalized email and mobile app notifications.

  • Card Controls

    Safeguard your debit card from your mobile device.

  • Zelle

    Easily and securely send money to family and friends.

Card Controls
Stay in charge of every swipe

Easily track transactions, pause spending, or limit expenses - all from your device.

Home Loans
Mortgage Journey
Make your dream home a reality

Understand what happens, when it happens, and what you need along the way.

Commercial Card
  • OneCard

    Simplify expense management, improve cash flow, and keep personal and business finances separate.

Contact a Banker
  • Business Bankers

    A knowledgeable team prepared to help you achieve your business goals.

Popular for Commercial Businesses
Payroll
  • Payroll Services

    Simplify payroll with secure, efficient processing solutions.

Credit Cards
Personal Loans
Home Equity Loans & Lines of Credit
Your home holds the key

You've got dreams, and we've got a way to help you get there.

Employee Benefits
  • At-Work Banking

    Convenient banking benefits for employees at your workplace.

Financial Education
Growing a Business
Take care of business

Meet your business goals with tools and tips from Ameris Bank.

Financial Education
Starting a Business
Meet your business goals

Tap into our financial tools and resources to give your business an edge.

Financial Education
Starting a Family
Your family's financial future

At Ameris, we focus on your finances so you can focus on your family.

Equipment Financing

Get funding to finance new or used equipment, machinery, trucks/other vehicles, and technology for your small business needs.1

Our equipment loan can help keep your business moving forward

When you need new or used equipment for your small business, you will need to decide how to pay for it. If you want to avoid spending all of your cash upfront or using your line of credit, you’ve come to the right place. Ameris Bank Equipment Finance, offers equipment financing, which is a cash-flow-friendly alternative to a one-time equipment purchase.

If your application is approved and you decide to move forward, Ameris Bank Equipment Finance will provide you with funding to finance equipment, and you will repay what you borrow over a flexible term.

  • Same-day funding
  • Easy online application
  • All credit considered
  • One-hour approval decisions during regular business hours
  • Simple repayment terms
  • Competitive interest rates
  • Flexible terms available


By submitting this form, you agree to receive occasional emails from Ameris Bank Equipment Finance that you can opt out of, and you acknowledge you have read and agree to our Privacy Policy.

Finance equipment in 3 easy steps

Submit a simple online application.
Get a prompt decision during regular business hours (Mon-Fri, 7am to 4pm PST).
If approved, same-day funding is available.
Key benefits of equipment financing

Equipment financing enables you to pay for the equipment over time instead of paying for it all at once. The reduced initial cash outlay can help you save money for future business expenses and initiatives. Another benefit of equipment financing is that it gives you access to newer, more innovative equipment that can keep your business running at optimum efficiency so you can remain competitive.

Lastly, certain types of equipment that are financed are eligible for the Section 179 tax deduction. Make sure you consult with your accountant before financing any equipment. They can provide you with recommendations relating to equipment acquisition and income taxes.


What we look for:

One year in business
$100,000 in annual revenue
FICO score of 620 or more

Simplify business spending

Centralize spending, enforce limits, and streamline expense reporting - all on a card that’s built for business.

Robust Card Controls

Set individual spending limits and restrict cards by merchant category or department.

Expense management made easy

Use the ExpensePoint system to upload receipts, track mileage, and submit expense reports directly from mobile devices.

Simplify business spending

Centralize spending, enforce limits, and streamline expense reporting - all on a card that’s built for business.

Robust Card Controls

Set individual spending limits and restrict cards by merchant category or department.

Expense management made easy

Use the ExpensePoint system to upload receipts, track mileage, and submit expense reports directly from mobile devices.

Ameris Bank offers commercial financing for your real estate needs. Contact us or visit a location throughout AL, FL, GA, NC and SC.

These are some of Ameris Bank Equipment Finance’s minimum lending requirements, and meeting them does not constitute approval.

Should you apply for equipment financing, additional lending criteria will determine if you qualify.

1 All loans subject to credit approval.