Home Equity Loans and Lines of Credit
Your home's value has increased. Use that equity to make good things happen.
Affordable rates hold down interest charges so you get more value
While you've been living life, making memories and paying your mortgage, you've also been building equity in your home. If you're ready to take on a remodeling project, use an Ameris Bank Home Equity Loan or Home Equity Line of Credit* to finance the job. The possibilities go beyond that. You can use the money to finance any type of big project or purchase, or to consolidate higher-interest debt and save some money. You have several options to move your life in a positive direction.
Finance home projects, big purchases or anything on your to-do list
A HELOC is a great option when you need flexibility. You don't pay anything unless you use this revolving line of credit, which features a variable rate.
When you know exactly how much money you need to borrow, you can lock in a fixed rate and budget your monthly payments easily.
Home Equity Lines of Credit
Best if want a revolving line of credit you can access anytime
Home Equity Loans
Best if you want your money upfront in one lump sum
Learn. Grow. Bank Confidently.
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Disclaimers
* All loans subject to credit approval.