Bills, meet your match
Schedule, track and manage payments anytime, anywhere.
When you're ready to tap into your funds, we make it simple and convenient so you have more control over your money whenever you need it.
- Ameris Bank HELOC Card: Your HELOC card acts like a debit card, allowing you to make purchases at retail stores, online, or over the phone wherever Visa® cards are accepted. It's quick access, right in your wallet.
- Online Fund Transfers: Easily transfer funds from your HELOC directly to your Ameris Bank checking or savings accounts through personal online banking.
- Credit Line Checks: Write out payments using the checks we provide free of charge.
- In-Person Request: If you prefer meeting with us, simply request a credit advance at any of our convenient banking locations.
- Overdraft Protection: Set up your HELOC to automatically transfer funds to cover overdrafts in a linked deposit account for an extra layer of financial security.
The latest Ameris Advice
Learn. Grow. Bank Confidently.
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Key Takeaways
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Flexible financing for you
Cover big purchases or ongoing expenses with simple borrowing and competitive rates.
Personal Loan
A fixed rate loan that provides funds and predictability for budgeting.
Personal Credit Line
Rather than receiving a lump sum, borrow money as needed, up to an approved amount.
Flexible financing for you
Cover big purchases or ongoing expenses with simple borrowing and competitive rates.
Personal Loan
A fixed rate loan that provides funds and predictability for budgeting.
Personal Credit Line
Rather than receiving a lump sum, borrow money as needed, up to an approved amount.
Ameris Bank has personal loans and lines of credit to help you reach your financial goals. Contact us or visit a branch location throughout AL, FL, GA, NC and SC.
* All loans are subject to credit approval.
1 The borrower is responsible for closing cost over $2000. Customary closing cost include third-party fees for property appraisal, attorney/title, credit reports, flood determination, recording and mortgages taxes. These costs generally range between $950 and $2,150. Property insurance is not a closing cost. Acceptable collateral: Owner-occupied, single family primary residence (mobile, manufactured, modular, and “tiny” homes are not permitted). Additionally, homes currently listed for sale or intended to be listed/sold are not eligible. Borrowers who close their credit line within the first three years are subject to a $500 early closure fee. Other terms and conditions may apply. Ameris pays up to $2000 in origination fees, remaining fees are paid by the applicant in cash or as a first HELOC advance. Consult your tax advisor regarding the deductibility of interest and charges.