Zero Balance Account

Centralize your money management with a Zero Balance Account

Add simplicity to your complex business life with a Zero Balance Account (ZBA) from Ameris Bank. As a master cash management account, it's the hub for all your business banking activity. 

This business checking account typically carries a $0 balance. When you need funds, we automatically transfer the exact amount of money required from a central or master account while also sweeping deposits into that master account daily – with one monthly statement detailing all transfers.

• Ensure funds are readily available for different departments
• Eliminate excess balances from separate business accounts 
• Maintain greater control over the disbursement of funds
• Handle your payroll, petty cash and other business needs
• Gain greater risk mitigation and control over cash balances and unauthorized spending