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Personal
Small Business
Commercial
Checking & Savings
Business Essential Checking
Checking that works as hard as you do

No minimum balance, 300 free items, and easy mobile banking. 

Treasury Services
  • Payables

    Manage business expenses with secure, streamlined payment solutions.

  • Receivables

    Streamline collections and improve cash flow with secure solutions.

  • Fraud Prevention

    Protect your business with advanced tools to detect and prevent fraud.

  • Treasury Essentials Package

    Core tools to manage cash flow and optimize liquidity.

  • Positive Pay

    Protect your accounts with advanced check and ACH fraud prevention.

ACH Services
Effortless payments

Send payroll, vendor payments, or customer refunds securely and efficiently.

Checking
Free Checking
One less thing on your to-do list

Free checking with no fees and instant digital access - simple banking for busy families.

Savings
Money Market
Saving for life's big moments

Grow your money for future wedding plans, college expenses or home updates.

Loans
SBA Lending Team
Experts who get business

Guiding you through every step from application to closing with fast approvals and tailored support.

Loans
Expansion Loans
Fuel your next chapter

Flexible financing to invest in equipment, locations, or working capital tailored for your business goals.

Credit Cards
Popular for Small Businesses
Business Cash Preferred Card
Keep your business moving forward

Earn cash back on everyday business expenses and bonus categories, all with no annual fee.

Digital Banking
  • Online Banking

    Money management right from your home.

  • Mobile App

    Your digital branch right in your pocket.

  • Transfer Money

    Move money between accounts, between banks or to people you trust.

  • Custom Alerts

    Monitor accounts with personalized email and mobile app notifications.

  • Card Controls

    Safeguard your debit card from your mobile device.

  • Zelle

    Easily and securely send money to family and friends.

Card Controls
Stay in charge of every swipe

Easily track transactions, pause spending, or limit expenses - all from your device.

Home Loans
Mortgage Journey
Make your dream home a reality

Understand what happens, when it happens, and what you need along the way.

Commercial Card
  • OneCard

    Simplify expense management, improve cash flow, and keep personal and business finances separate.

Contact a Banker
  • Business Bankers

    A knowledgeable team prepared to help you achieve your business goals.

Popular for Commercial Businesses
Payroll
  • Payroll Services

    Simplify payroll with secure, efficient processing solutions.

Credit Cards
Personal Loans
Home Equity Loans & Lines of Credit
Your home holds the key

You've got dreams, and we've got a way to help you get there.

Employee Benefits
  • At-Work Banking

    Convenient banking benefits for employees at your workplace.

Financial Education
Growing a Business
Take care of business

Meet your business goals with tools and tips from Ameris Bank.

Financial Education
Starting a Business
Meet your business goals

Tap into our financial tools and resources to give your business an edge.

Financial Education
Starting a Family
Your family's financial future

At Ameris, we focus on your finances so you can focus on your family.

Free Checking

No worries, no hassles. Free Checking costs nothing and provides a lot.

No monthly service fee

No minimum balance requirement

Anytime access with online and mobile banking

Free Checking, an invaluable account for your personal finances

Some things in life are costly and complicated, but Ameris Bank’s Free Checking Account isn't one of them. Take care of your daily finances with a straightforward, account that provides convenient, anytime access to your money. Get all this and you don't have to worry about restrictions and fees that make other checking accounts a hassle. 

  • Open with a $50 minimum deposit
  • No minimum balance requirement or monthly service fee 
  • Use the Ameris Bank Visa® debit card1 for all types of purchases and to withdraw  money fee-free at thousands of ATMs nationwide
Open this account with a minimum $50 deposit

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There are no minimum balance requirements and no monthly service fee 

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This checking account includes a Visa® debit card1

for in-store, online and in-app purchases, and the ability to withdraw money at thousands of ATMs throughout the country.

Make the switch and make some money

Switch to Ameris Bank and get $10 when we buy back your debit cards and unused checks from another financial institution.2

The latest Ameris Advice

Learn. Grow. Bank Confidently.

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Set up automatic transfers

From your checking to your savings account - even small weekly amounts add up.

Digital banking access

Manage and track your savings goals from anywhere.

Earn interest on your balance

Put your money to work by earning interest once your daily balance meets the required minimum.

Set up automatic transfers

From your checking to your savings account - even small weekly amounts add up.

Digital banking access

Manage and track your savings goals from anywhere.

Earn interest on your balance

Put your money to work by earning interest once your daily balance meets the required minimum.