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Personal
Small Business
Commercial
Checking & Savings
Business Essential Checking
Checking that works as hard as you do

No minimum balance, 300 free items, and easy mobile banking. 

Treasury Services
  • Payables

    Manage business expenses with secure, streamlined payment solutions.

  • Receivables

    Streamline collections and improve cash flow with secure solutions.

  • Fraud Prevention

    Protect your business with advanced tools to detect and prevent fraud.

  • Treasury Essentials Package

    Core tools to manage cash flow and optimize liquidity.

  • Positive Pay

    Protect your accounts with advanced check and ACH fraud prevention.

ACH Services
Effortless payments

Send payroll, vendor payments, or customer refunds securely and efficiently.

Checking
Free Checking
One less thing on your to-do list

Free checking with no fees and instant digital access - simple banking for busy families.

Savings
Money Market
Saving for life's big moments

Grow your money for future wedding plans, college expenses or home updates.

Loans
SBA Lending Team
Experts who get business

Guiding you through every step from application to closing with fast approvals and tailored support.

Loans
Expansion Loans
Fuel your next chapter

Flexible financing to invest in equipment, locations, or working capital tailored for your business goals.

Credit Cards
Popular for Small Businesses
Business Cash Preferred Card
Keep your business moving forward

Earn cash back on everyday business expenses and bonus categories, all with no annual fee.

Digital Banking
  • Online Banking

    Money management right from your home.

  • Mobile App

    Your digital branch right in your pocket.

  • Transfer Money

    Move money between accounts, between banks or to people you trust.

  • Custom Alerts

    Monitor accounts with personalized email and mobile app notifications.

  • Card Controls

    Safeguard your debit card from your mobile device.

  • Zelle

    Easily and securely send money to family and friends.

Card Controls
Stay in charge of every swipe

Easily track transactions, pause spending, or limit expenses - all from your device.

Home Loans
Mortgage Journey
Make your dream home a reality

Understand what happens, when it happens, and what you need along the way.

Commercial Card
  • OneCard

    Simplify expense management, improve cash flow, and keep personal and business finances separate.

Contact a Banker
  • Business Bankers

    A knowledgeable team prepared to help you achieve your business goals.

Popular for Commercial Businesses
Payroll
  • Payroll Services

    Simplify payroll with secure, efficient processing solutions.

Credit Cards
Personal Loans
Home Equity Loans & Lines of Credit
Your home holds the key

You've got dreams, and we've got a way to help you get there.

Employee Benefits
  • At-Work Banking

    Convenient banking benefits for employees at your workplace.

Financial Education
Growing a Business
Take care of business

Meet your business goals with tools and tips from Ameris Bank.

Financial Education
Starting a Business
Meet your business goals

Tap into our financial tools and resources to give your business an edge.

Financial Education
Starting a Family
Your family's financial future

At Ameris, we focus on your finances so you can focus on your family.

Expansion Loans

As your business expands, tap into commercial loans that scale with you.*

Experienced commercial bankers

Competitive rates

Flexible terms

Our business bankers are here for the long haul, ready to grow with you 

When your company is in growth mode, leverage Ameris Bank’s financial resources and expertise from our team of business lenders to guide the way with the right financing solutions. By working with business bankers invested in your company's success, you can access customized loan programs tailored to your particular business plan as expand your operations and influence.

  • Competitive interest rates
  • Choose from various financing options, available for businesses of all sizes
  • Flexible payment plans – annual, semi-annual or monthly
  • Expansion financing* can be paired with, or provided by, SBA Loans

Choose when to pay back your business loan

You have options with Ameris Bank. Opt for annual, semi-annual or monthly payment plans.

The latest Ameris Advice

Learn. Grow. Bank Confidently.

Simplify business spending

Centralize spending, enforce limits, and streamline expense reporting - all on a card that’s built for business.

Robust Card Controls

Set individual spending limits and restrict cards by merchant category or department.

Expense management made easy

Use the ExpensePoint system to upload receipts, track mileage, and submit expense reports directly from mobile devices.

Simplify business spending

Centralize spending, enforce limits, and streamline expense reporting - all on a card that’s built for business.

Robust Card Controls

Set individual spending limits and restrict cards by merchant category or department.

Expense management made easy

Use the ExpensePoint system to upload receipts, track mileage, and submit expense reports directly from mobile devices.

Ameris Bank offers commercial financing for your real estate needs. Contact us or visit a location throughout AL, FL, GA, NC and SC.

* All loans subject to credit approval.