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Personal
Small Business
Commercial
Checking & Savings
Business Essential Checking
Checking that works as hard as you do

No minimum balance, 300 free items, and easy mobile banking. 

Treasury Services
  • Payables

    Manage business expenses with secure, streamlined payment solutions.

  • Receivables

    Streamline collections and improve cash flow with secure solutions.

  • Fraud Prevention

    Protect your business with advanced tools to detect and prevent fraud.

  • Treasury Essentials Package

    Core tools to manage cash flow and optimize liquidity.

  • Positive Pay

    Protect your accounts with advanced check and ACH fraud prevention.

ACH Services
Effortless payments

Send payroll, vendor payments, or customer refunds securely and efficiently.

Checking
Free Checking
One less thing on your to-do list

Free checking with no fees and instant digital access - simple banking for busy families.

Savings
Money Market
Saving for life's big moments

Grow your money for future wedding plans, college expenses or home updates.

Loans
SBA Lending Team
Experts who get business

Guiding you through every step from application to closing with fast approvals and tailored support.

Loans
Expansion Loans
Fuel your next chapter

Flexible financing to invest in equipment, locations, or working capital tailored for your business goals.

Credit Cards
Popular for Small Businesses
Business Cash Preferred Card
Keep your business moving forward

Earn cash back on everyday business expenses and bonus categories, all with no annual fee.

Digital Banking
  • Online Banking

    Money management right from your home.

  • Mobile App

    Your digital branch right in your pocket.

  • Transfer Money

    Move money between accounts, between banks or to people you trust.

  • Custom Alerts

    Monitor accounts with personalized email and mobile app notifications.

  • Card Controls

    Safeguard your debit card from your mobile device.

  • Zelle

    Easily and securely send money to family and friends.

Card Controls
Stay in charge of every swipe

Easily track transactions, pause spending, or limit expenses - all from your device.

Home Loans
Mortgage Journey
Make your dream home a reality

Understand what happens, when it happens, and what you need along the way.

Commercial Card
  • OneCard

    Simplify expense management, improve cash flow, and keep personal and business finances separate.

Contact a Banker
  • Business Bankers

    A knowledgeable team prepared to help you achieve your business goals.

Popular for Commercial Businesses
Payroll
  • Payroll Services

    Simplify payroll with secure, efficient processing solutions.

Credit Cards
Personal Loans
Home Equity Loans & Lines of Credit
Your home holds the key

You've got dreams, and we've got a way to help you get there.

Employee Benefits
  • At-Work Banking

    Convenient banking benefits for employees at your workplace.

Financial Education
Growing a Business
Take care of business

Meet your business goals with tools and tips from Ameris Bank.

Financial Education
Starting a Business
Meet your business goals

Tap into our financial tools and resources to give your business an edge.

Financial Education
Starting a Family
Your family's financial future

At Ameris, we focus on your finances so you can focus on your family.

Minor Savings Account

Learning good savings habits early pays off for children in the future.

For customers 18 years of age and younger

$0.01 minimum daily balance to earn interest1

No quarterly service fee

Strong financial habits start with a solid savings account for children

Our Minor Savings Account gives the children you love a financial head start as they learn about personal finance and managing money. You can set aside money in your child’s Minor Savings Account and discuss the importance of budgeting and making necessary purchases. Teach children real-world financial skills that will benefit them in the future.

  • Open the account with any amount of money 
  • No quarterly service fee
  • Easy access to online, mobile, and telephone banking, plus paperless statements and alerts
  • Parents and relatives can make deposits, too 
  • $0.01 minimum daily balance to earn interest1

Watch your money grow

Use online banking and our mobile app to keep an eye on your savings anytime.

The latest Ameris Advice

Learn. Grow. Bank Confidently.

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Simplify everyday money management

A great checking account keeps your spending organized and your goals on track.

$50 minimum opening deposit

For each of the following accounts: Free Checking, Benefits Checking and Interest Checking.

Digital banking access

Pay bills, deposit checks remotely, manage debit cards and more with online and mobile banking.

Simplify everyday money management

A great checking account keeps your spending organized and your goals on track.

$50 minimum opening deposit

For each of the following accounts: Free Checking, Benefits Checking and Interest Checking.

Digital banking access

Pay bills, deposit checks remotely, manage debit cards and more with online and mobile banking.

Ameris Bank offers savings accounts with competitive interest rates to build your finances. Open an account online or visit a branch throughout AL, FL, GA, NC and SC.

1 If you close account before interest is credited, you will not receive the accrued interest. Penalty may be imposed for early withdrawal.