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Personal
Small Business
Commercial
Checking & Savings
Business Essential Checking
Checking that works as hard as you do

No minimum balance, 300 free items, and easy mobile banking. 

Treasury Services
  • Payables

    Manage business expenses with secure, streamlined payment solutions.

  • Receivables

    Streamline collections and improve cash flow with secure solutions.

  • Fraud Prevention

    Protect your business with advanced tools to detect and prevent fraud.

  • Treasury Essentials Package

    Core tools to manage cash flow and optimize liquidity.

  • Positive Pay

    Protect your accounts with advanced check and ACH fraud prevention.

ACH Services
Effortless payments

Send payroll, vendor payments, or customer refunds securely and efficiently.

Checking
Free Checking
One less thing on your to-do list

Free checking with no fees and instant digital access - simple banking for busy families.

Savings
Money Market
Saving for life's big moments

Grow your money for future wedding plans, college expenses or home updates.

Loans
SBA Lending Team
Experts who get business

Guiding you through every step from application to closing with fast approvals and tailored support.

Loans
Expansion Loans
Fuel your next chapter

Flexible financing to invest in equipment, locations, or working capital tailored for your business goals.

Credit Cards
Popular for Small Businesses
Business Cash Preferred Card
Keep your business moving forward

Earn cash back on everyday business expenses and bonus categories, all with no annual fee.

Digital Banking
  • Online Banking

    Money management right from your home.

  • Mobile App

    Your digital branch right in your pocket.

  • Transfer Money

    Move money between accounts, between banks or to people you trust.

  • Custom Alerts

    Monitor accounts with personalized email and mobile app notifications.

  • Card Controls

    Safeguard your debit card from your mobile device.

  • Zelle

    Easily and securely send money to family and friends.

Card Controls
Stay in charge of every swipe

Easily track transactions, pause spending, or limit expenses - all from your device.

Home Loans
Mortgage Journey
Make your dream home a reality

Understand what happens, when it happens, and what you need along the way.

Commercial Card
  • OneCard

    Simplify expense management, improve cash flow, and keep personal and business finances separate.

Contact a Banker
  • Business Bankers

    A knowledgeable team prepared to help you achieve your business goals.

Popular for Commercial Businesses
Payroll
  • Payroll Services

    Simplify payroll with secure, efficient processing solutions.

Credit Cards
Personal Loans
Home Equity Loans & Lines of Credit
Your home holds the key

You've got dreams, and we've got a way to help you get there.

Employee Benefits
  • At-Work Banking

    Convenient banking benefits for employees at your workplace.

Financial Education
Growing a Business
Take care of business

Meet your business goals with tools and tips from Ameris Bank.

Financial Education
Starting a Business
Meet your business goals

Tap into our financial tools and resources to give your business an edge.

Financial Education
Starting a Family
Your family's financial future

At Ameris, we focus on your finances so you can focus on your family.

Warehouse Participation Lending

Opening the door to homeownership through specialized warehouse lending.*

24/7 access to real-time reports

Low fees and costs

Competitive interest rates

Grow your business through a mortgage warehouse lending partnership

We partner with mortgage lenders and other financial institutions to help customers realize the dream of homeownership. Working with us means you'll receive the resources, support and service you need along every step.

Financial Benefits

With a decentralized model and a staff empowered to make decisions, our partnerships offer the convenience and simplicity to boost your bottom line.

  • Flexible net worth requirements
  • 99% advance rates
  • No non-usage fees
  • Fund up to 99% of the original loan amount
  • Low-cost structure
Industry-Leading Technology

Our SRG Mortgage Warehouse Lending System is a specialized solution that automates the warehouse lending process.

  • Allows lenders to operate at top efficiency and maintain maximum profitability
  • Can be tailored to fit any need by operating on a tiered system, offering many levels of usage
  • Quickly upload new funding requests and have anytime access to view pipelines and pull real-time reports
Personalized Support

We focus on building a long-term relationship with you by providing exceptional service.

  • A “Welcome Call” with our training specialist is scheduled for a time that works best for you. We'll walk you through a typical business day’s operations and show you how to navigate the Warehouse Lending System step-by-step.
  • You'll be connected directly with a staff member who will be knowledgeable of your current activity, enabling them to help you fully and efficiently.
  • Our team of seasoned mortgage experts will assist you throughout the warehouse lending process and will be available to answer any questions you may have.
Additional Resources

We provide true full-service warehouse lending and related services to all partners.

  • Industry connections: With a surplus of contacts and our ability to partner with other banks, we can connect you with others so you can build a pool of contacts and resources for future use.
  • Customized marketing: We will provide you and your team with a choice of marketing materials, including flyers and brochures, featuring your company’s logo.

Start a partnership

With a decentralized model and a staff empowered to make decisions, Ameris Bank's warehouse lending partnerships offer the convenience and simplicity to boost your bottom line.

Meet our Warehouse Lending Representatives

Jessica Lapresi
National Account Executive
Jill Gainer
Warehouse Lending Manager
Success with every swipe

Keep the focus on efficiency and business growth while staying concise and professional.

Tailored card controls

Set individual spending limits, restrict by merchant category, and simplify budget oversight.

Earn rewards on business spending

Accumulate points or cash back on everyday purchases, helping your business get more value from every transaction. 

Success with every swipe

Keep the focus on efficiency and business growth while staying concise and professional.

Tailored card controls

Set individual spending limits, restrict by merchant category, and simplify budget oversight.

Earn rewards on business spending

Accumulate points or cash back on everyday purchases, helping your business get more value from every transaction. 

Financing your business is rewarding with Ameris Bank. Contact a business banker or visit a branch throughout AL, FL, GA, NC and SC to get started.

* All loans subject to credit approval.