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Personal
Small Business
Commercial
Checking & Savings
Business Essential Checking
Checking that works as hard as you do

No minimum balance, 300 free items, and easy mobile banking. 

Treasury Services
  • Payables

    Manage business expenses with secure, streamlined payment solutions.

  • Receivables

    Streamline collections and improve cash flow with secure solutions.

  • Fraud Prevention

    Protect your business with advanced tools to detect and prevent fraud.

  • Treasury Essentials Package

    Core tools to manage cash flow and optimize liquidity.

  • Positive Pay

    Protect your accounts with advanced check and ACH fraud prevention.

ACH Services
Effortless payments

Send payroll, vendor payments, or customer refunds securely and efficiently.

Checking
Free Checking
One less thing on your to-do list

Free checking with no fees and instant digital access - simple banking for busy families.

Savings
Money Market
Saving for life's big moments

Grow your money for future wedding plans, college expenses or home updates.

Loans
SBA Lending Team
Experts who get business

Guiding you through every step from application to closing with fast approvals and tailored support.

Loans
Expansion Loans
Fuel your next chapter

Flexible financing to invest in equipment, locations, or working capital tailored for your business goals.

Credit Cards
Popular for Small Businesses
Business Cash Preferred Card
Keep your business moving forward

Earn cash back on everyday business expenses and bonus categories, all with no annual fee.

Digital Banking
  • Online Banking

    Money management right from your home.

  • Mobile App

    Your digital branch right in your pocket.

  • Transfer Money

    Move money between accounts, between banks or to people you trust.

  • Custom Alerts

    Monitor accounts with personalized email and mobile app notifications.

  • Card Controls

    Safeguard your debit card from your mobile device.

  • Zelle

    Easily and securely send money to family and friends.

Card Controls
Stay in charge of every swipe

Easily track transactions, pause spending, or limit expenses - all from your device.

Home Loans
Mortgage Journey
Make your dream home a reality

Understand what happens, when it happens, and what you need along the way.

Commercial Card
  • OneCard

    Simplify expense management, improve cash flow, and keep personal and business finances separate.

Contact a Banker
  • Business Bankers

    A knowledgeable team prepared to help you achieve your business goals.

Popular for Commercial Businesses
Payroll
  • Payroll Services

    Simplify payroll with secure, efficient processing solutions.

Credit Cards
Personal Loans
Home Equity Loans & Lines of Credit
Your home holds the key

You've got dreams, and we've got a way to help you get there.

Employee Benefits
  • At-Work Banking

    Convenient banking benefits for employees at your workplace.

Financial Education
Growing a Business
Take care of business

Meet your business goals with tools and tips from Ameris Bank.

Financial Education
Starting a Business
Meet your business goals

Tap into our financial tools and resources to give your business an edge.

Financial Education
Starting a Family
Your family's financial future

At Ameris, we focus on your finances so you can focus on your family.

Starting a Family

When your family starts growing, so do your responsibilities. We can help.

Choose from personal loans and lines of credit for flexibility

Get a free checking account for easy money management

Shop for mortgages that fit your budget and lifestyle

We can't offer parenting advice, but we do offer financial options

As your life changes dramatically with children, our flexible accounts and helpful resources may help you achieve financial peace of mind on your new journey.

Free Checking*

Your family is growing, so you need more flexibility. This hassle-free checking account helps you keep more money for yourselves.

  • No monthly service fee
  • No minimum balance requirements
  • Manage money anywhere, anytime with online and mobile banking
Personal Loans and Lines of Credit**

Loans and lines of credit provide financing for your baby's new nursery, unexpected expenses or anything your family needs.

  • Competitive interest rates
  • Flexible loan amounts
  • No collateral required
  • Easy application process
Mortgage**

You'll find all types of mortgage solutions for your family, from conventional mortgages to first-time homebuyer loans to special programs to fit your needs.

It's all in the numbers for your growing family

Savings Calculators

The earlier you start saving, the more time you have to grow your money. Track your progress and estimate the payoff using our free financial calculators.

Guide to Budgeting

Taking control of your finances is even more important when your family is involved. Use this budgeting guide to get started.

*Other fees such as Overdraft fees, etc., may apply. See the Miscellaneous Services Pricing Guide for details.
All loans are subject to credit approval.

**All loans subject to credit approval.