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Personal
Small Business
Commercial
Checking & Savings
Business Essential Checking
Checking that works as hard as you do

No minimum balance, 300 free items, and easy mobile banking. 

Treasury Services
  • Payables

    Manage business expenses with secure, streamlined payment solutions.

  • Receivables

    Streamline collections and improve cash flow with secure solutions.

  • Fraud Prevention

    Protect your business with advanced tools to detect and prevent fraud.

  • Treasury Essentials Package

    Core tools to manage cash flow and optimize liquidity.

  • Positive Pay

    Protect your accounts with advanced check and ACH fraud prevention.

ACH Services
Effortless payments

Send payroll, vendor payments, or customer refunds securely and efficiently.

Checking
Free Checking
One less thing on your to-do list

Free checking with no fees and instant digital access - simple banking for busy families.

Savings
Money Market
Saving for life's big moments

Grow your money for future wedding plans, college expenses or home updates.

Loans
SBA Lending Team
Experts who get business

Guiding you through every step from application to closing with fast approvals and tailored support.

Loans
Expansion Loans
Fuel your next chapter

Flexible financing to invest in equipment, locations, or working capital tailored for your business goals.

Credit Cards
Popular for Small Businesses
Business Cash Preferred Card
Keep your business moving forward

Earn cash back on everyday business expenses and bonus categories, all with no annual fee.

Digital Banking
  • Online Banking

    Money management right from your home.

  • Mobile App

    Your digital branch right in your pocket.

  • Transfer Money

    Move money between accounts, between banks or to people you trust.

  • Custom Alerts

    Monitor accounts with personalized email and mobile app notifications.

  • Card Controls

    Safeguard your debit card from your mobile device.

  • Zelle

    Easily and securely send money to family and friends.

Card Controls
Stay in charge of every swipe

Easily track transactions, pause spending, or limit expenses - all from your device.

Home Loans
Mortgage Journey
Make your dream home a reality

Understand what happens, when it happens, and what you need along the way.

Commercial Card
  • OneCard

    Simplify expense management, improve cash flow, and keep personal and business finances separate.

Contact a Banker
  • Business Bankers

    A knowledgeable team prepared to help you achieve your business goals.

Popular for Commercial Businesses
Payroll
  • Payroll Services

    Simplify payroll with secure, efficient processing solutions.

Credit Cards
Personal Loans
Home Equity Loans & Lines of Credit
Your home holds the key

You've got dreams, and we've got a way to help you get there.

Employee Benefits
  • At-Work Banking

    Convenient banking benefits for employees at your workplace.

Financial Education
Growing a Business
Take care of business

Meet your business goals with tools and tips from Ameris Bank.

Financial Education
Starting a Business
Meet your business goals

Tap into our financial tools and resources to give your business an edge.

Financial Education
Starting a Family
Your family's financial future

At Ameris, we focus on your finances so you can focus on your family.

Funding a Project

Loans and lines of credit provide the financial fuel you need.*

Tap into your home's equity for flexible financing

Borrow against the value of your life insurance policy

Select an Ameris Bank credit card with rewards options

Time to make progress on your next project

You have a plan in place. The next step is finding the right financing. That's where Ameris Bank comes in. From small projects to large renovations and everything in between, you can use these financing options to get the ball rolling.

Home Equity Lines of Credit

Tap into equity to pay for home improvement, college costs, a debt consolidation strategy or anything on your to-do list.

  • Flexible financing for a wide range of expenses
  • Competitive interest rates
  • Revolving line of credit
Personal Loans & Lines of Credit

Access money you need through a loan or line of credit, quickly and without posting any collateral.

  • Competitive interest rates
  • Flexible loan amounts
  • No collateral required
  • Easy application process
Cash Surrender Value Line of Credit2

Leverage the cash value of your whole life insurance policy as collateral for this line of credit. And put it to use for personal and business opportunities.

  • $65,000 minimum line of credit 
  • Quick and easy application process
  • Terms up to seven years
  • No origination fee1
Credit Cards**

Select a card that keeps your interest rate lower or lets you earn cash back.

  • Multiple credit card options
  • Easily earn rewards
  • Competitive rates

Strengthen your savings for next time

Save Toward a Goal

Increase your savings and reduce the amount of money you need to borrow. These savings calculators show you how much you need to save and for how long to reach your goal.

Financial Tips

Finding new ways to manage your money can help you save enough for your next project. Put these simple tips to work for your personal finances.

* All loans are subject to credit approval.

** Subject to credit approval.

Loans executed in Florida may be subject to Documentary Stamp Tax. 

Financial products made available by Ameris Bank that are not bank deposit are not insured by the FDIC: are not a deposit or other obligation of or guarantee by Ameris Bank; and are subject to investment risks, including possible loss of the principal amount invested.