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Flexible financing for you
Cover big purchases or ongoing expenses with simple borrowing and competitive rates.
Personal Loan
A fixed rate loan that provides funds and predictability for budgeting.
Personal Credit Line
Rather than receiving a lump sum, borrow money as needed, up to an approved amount.
Flexible financing for you
Cover big purchases or ongoing expenses with simple borrowing and competitive rates.
Personal Loan
A fixed rate loan that provides funds and predictability for budgeting.
Personal Credit Line
Rather than receiving a lump sum, borrow money as needed, up to an approved amount.
Ameris Bank has personal loans and lines of credit to help you reach your financial goals. Contact us or visit a branch location throughout AL, FL, GA, NC and SC.
Financial products made available or recommended by Ameris Bank that are not bank deposits are not insured by FDIC; are not a deposit or other obligation of, or guaranteed by Ameris Bank; and are Subject to investments risks, including possible loss of principal amount of invested. For questions about consumer banking needs, please consult your banker for more details.
1 Loans executed in Florida may be subject to Documentary Stamp Tax.
2 Please consult your tax advisor to determine deductibility in your case.
3 APRs and floor APRs are subject to change without notice. Wall Street Journal Prime Rate 6.75% (APR of 6.75%) as of 12/11/2025.
4 Cash Surrender Value Line of Credit requests are subject to normal underwriting and credit approval criteria.