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Personal
Small Business
Commercial
Checking & Savings
Business Essential Checking
Checking that works as hard as you do

No minimum balance, 300 free items, and easy mobile banking. 

Treasury Services
  • Payables

    Manage business expenses with secure, streamlined payment solutions.

  • Receivables

    Streamline collections and improve cash flow with secure solutions.

  • Fraud Prevention

    Protect your business with advanced tools to detect and prevent fraud.

  • Treasury Essentials Package

    Core tools to manage cash flow and optimize liquidity.

  • Positive Pay

    Protect your accounts with advanced check and ACH fraud prevention.

ACH Services
Effortless payments

Send payroll, vendor payments, or customer refunds securely and efficiently.

Checking
Free Checking
One less thing on your to-do list

Free checking with no fees and instant digital access - simple banking for busy families.

Savings
Money Market
Saving for life's big moments

Grow your money for future wedding plans, college expenses or home updates.

Loans
SBA Lending Team
Experts who get business

Guiding you through every step from application to closing with fast approvals and tailored support.

Loans
Expansion Loans
Fuel your next chapter

Flexible financing to invest in equipment, locations, or working capital tailored for your business goals.

Credit Cards
Popular for Small Businesses
Business Cash Preferred Card
Keep your business moving forward

Earn cash back on everyday business expenses and bonus categories, all with no annual fee.

Digital Banking
  • Online Banking

    Money management right from your home.

  • Mobile App

    Your digital branch right in your pocket.

  • Transfer Money

    Move money between accounts, between banks or to people you trust.

  • Custom Alerts

    Monitor accounts with personalized email and mobile app notifications.

  • Card Controls

    Safeguard your debit card from your mobile device.

  • Zelle

    Easily and securely send money to family and friends.

Card Controls
Stay in charge of every swipe

Easily track transactions, pause spending, or limit expenses - all from your device.

Home Loans
Mortgage Journey
Make your dream home a reality

Understand what happens, when it happens, and what you need along the way.

Commercial Card
  • OneCard

    Simplify expense management, improve cash flow, and keep personal and business finances separate.

Contact a Banker
  • Business Bankers

    A knowledgeable team prepared to help you achieve your business goals.

Popular for Commercial Businesses
Payroll
  • Payroll Services

    Simplify payroll with secure, efficient processing solutions.

Credit Cards
Personal Loans
Home Equity Loans & Lines of Credit
Your home holds the key

You've got dreams, and we've got a way to help you get there.

Employee Benefits
  • At-Work Banking

    Convenient banking benefits for employees at your workplace.

Financial Education
Growing a Business
Take care of business

Meet your business goals with tools and tips from Ameris Bank.

Financial Education
Starting a Business
Meet your business goals

Tap into our financial tools and resources to give your business an edge.

Financial Education
Starting a Family
Your family's financial future

At Ameris, we focus on your finances so you can focus on your family.

Managing Your Money

Life keeps you on the move. We keep your money easily accessible.

Choose from various checking accounts

Use mobile banking for on-the-go management

Set rules for card usage and monitor all activity

Tech tools help you keep close tabs on your Ameris Bank accounts

With busy schedules and long to-do lists, simpler is better. That's the idea behind the convenient products and services that make money management easier, from early in the morning to late at night.

Checking Accounts

Ameris Bank's checking accounts are designed to make money management a little easier for everyone.

  • Pay bills within minutes, online or on your phone 
  • Track all your checking account activity online
  • Quickly send money to people using Zelle®1  
Mobile Banking

Download our mobile app2 and go. Manage money quickly and easily – anytime, anywhere.

  • Check balances and transfer money
  • Pay bills quickly and on time
  • Deposit checks with your phone's camera
Card Controls

Know immediately when and where your Ameris Bank debit card is used, and set usage rules to control spending – all from your phone. It's a great way to spot fraud, too.

  • Turn your debit card on or off
  • Set transaction controls and spending limits
  • Receive real-time alerts

Take control of your personal finances

Savings Calculators

The earlier you start saving, the more time you have to grow your money. Track your progress and estimate the payoff using our free financial calculators.

Guide to Budgeting

Knowing where your money goes and how you can save more of it is key to improving your financial health. Use this budgeting guide to get started.

Disclaimers

1 Zelle® and the Zelle related marks are wholly owned by Early Warning Services, LLC and are used herein under license.

2 Mobile Banking app is only available for select mobile devices. Message and data rates may apply.