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Why Choose an Ameris Bank HELoan?
The Ameris Bank HELoan program is designed to help you make the most of your home’s equity on your terms. Instead of replacing your potentially low-rate first mortgage, you'll add a fixed-rate second loan. This strategy can result in a blended interest rate that is often more affordable than refinancing your entire home loan, helping you keep more money in your pocket. With flexible terms and predictable monthly payments, an Ameris Bank HELoan ensures you can achieve your financial goals without disrupting your current financial stability. Benefits include:
- Fixed-Rate Terms: Choose from 10, 15, 20, or 30-year fixed-rate options for predictable payments.
- Loan Amounts: Access significant funds, with loan amounts ranging from $50,000 to $500,000.
- No Refinancing Required: Keep your existing low-rate first mortgage in place.
- Property Eligibility: Available for both Primary Residences, Second Homes and Investment Properties.
- High Loan-to-Value (LTV): Borrow up to 85% of your home's value.
The latest Ameris Advice
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Flexible financing for you
Cover big purchases or ongoing expenses with simple borrowing and competitive rates.
Personal Loan
A fixed rate loan that provides funds and predictability for budgeting.
Personal Credit Line
Rather than receiving a lump sum, borrow money as needed, up to an approved amount.
Flexible financing for you
Cover big purchases or ongoing expenses with simple borrowing and competitive rates.
Personal Loan
A fixed rate loan that provides funds and predictability for budgeting.
Personal Credit Line
Rather than receiving a lump sum, borrow money as needed, up to an approved amount.
Ameris Bank has personal loans and lines of credit to help you reach your financial goals. Contact us or visit a branch location throughout AL, FL, GA, NC and SC.
* All loans are subject to credit approval.