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Personal
Small Business
Commercial
Checking & Savings
Business Essential Checking
Checking that works as hard as you do

No minimum balance, 300 free items, and easy mobile banking. 

Treasury Services
  • Payables

    Manage business expenses with secure, streamlined payment solutions.

  • Receivables

    Streamline collections and improve cash flow with secure solutions.

  • Fraud Prevention

    Protect your business with advanced tools to detect and prevent fraud.

  • Treasury Essentials Package

    Core tools to manage cash flow and optimize liquidity.

  • Positive Pay

    Protect your accounts with advanced check and ACH fraud prevention.

ACH Services
Effortless payments

Send payroll, vendor payments, or customer refunds securely and efficiently.

Checking
Free Checking
One less thing on your to-do list

Free checking with no fees and instant digital access - simple banking for busy families.

Savings
Money Market
Saving for life's big moments

Grow your money for future wedding plans, college expenses or home updates.

Loans
SBA Lending Team
Experts who get business

Guiding you through every step from application to closing with fast approvals and tailored support.

Loans
Expansion Loans
Fuel your next chapter

Flexible financing to invest in equipment, locations, or working capital tailored for your business goals.

Credit Cards
Popular for Small Businesses
Business Cash Preferred Card
Keep your business moving forward

Earn cash back on everyday business expenses and bonus categories, all with no annual fee.

Digital Banking
  • Online Banking

    Money management right from your home.

  • Mobile App

    Your digital branch right in your pocket.

  • Transfer Money

    Move money between accounts, between banks or to people you trust.

  • Custom Alerts

    Monitor accounts with personalized email and mobile app notifications.

  • Card Controls

    Safeguard your debit card from your mobile device.

  • Zelle

    Easily and securely send money to family and friends.

Card Controls
Stay in charge of every swipe

Easily track transactions, pause spending, or limit expenses - all from your device.

Home Loans
Mortgage Journey
Make your dream home a reality

Understand what happens, when it happens, and what you need along the way.

Commercial Card
  • OneCard

    Simplify expense management, improve cash flow, and keep personal and business finances separate.

Contact a Banker
  • Business Bankers

    A knowledgeable team prepared to help you achieve your business goals.

Popular for Commercial Businesses
Payroll
  • Payroll Services

    Simplify payroll with secure, efficient processing solutions.

Credit Cards
Personal Loans
Home Equity Loans & Lines of Credit
Your home holds the key

You've got dreams, and we've got a way to help you get there.

Employee Benefits
  • At-Work Banking

    Convenient banking benefits for employees at your workplace.

Financial Education
Growing a Business
Take care of business

Meet your business goals with tools and tips from Ameris Bank.

Financial Education
Starting a Business
Meet your business goals

Tap into our financial tools and resources to give your business an edge.

Financial Education
Starting a Family
Your family's financial future

At Ameris, we focus on your finances so you can focus on your family.

Diversity and Inclusion Strategic Plan and Employment Policy

Growing a robust, diverse and talented group of teammates is crucial to our continued success as we meet the ever-changing needs and demands of our unique customer base.

What you should know about our Diversity and Inclusion Strategy

At Ameris Bank, we know that in order to be successful our team of talented employees must be representative and reflective of those we serve. We embrace and respect our team members’ differences and provide equal employment opportunities to all regardless of their actual or perceived gender, race, color, religion, age, national origin, sexual orientation, gender identity, or any other status. We believe that in doing this, our company will thrive and we will deliver better service to our customers and our communities.

We foster, cultivate, and preserve diversity, inclusion and equal dignity throughout our organization. These beliefs are outlined in formal documents, such as our Strategic Plan, and are also reflected in our practices and policies, recruitment and hiring, compensation and benefits, and the continued development of our teams. We understand the importance of creating an environment where our employees feel like they belong and everyone is empowered to reach their full potential.

Diversity and inclusion is a business imperative and strength for our bank. It is part of who we are and in everything we do, spanning from recruitment to engagement, to vendor selections and customer outreach, and beyond.

DIVERSITY AND INCLUSION EMPLOYMENT POLICY

It is the policy of the Company to hire well qualified people. An integral part of this policy is to provide equal employment opportunity for all persons and administer hiring, working conditions, benefits, compensation, training and advancement, layoffs and recalls for all employees, without discrimination because of actual or perceived gender, race, color, religion, age, national origin, sexual orientation, gender identity, pregnancy, childbirth or related medical condition, marital status, citizenship status, veteran status, disability, ancestry, familial status, genetic information or atypical hereditary cellular or blood trait, or any other status protected by applicable Federal, State or local laws.

In order to implement the foregoing policy, the Company will consider qualified applicants from all sources to ensure equal consideration of individuals. Additionally, the Company will continue to maintain all Company facilities on a completely non-segregated basis and will fully cooperate with all authorized individuals and agencies responsible for administering laws and regulations in the area of equal employment opportunity and fair employment practice. This policy extends to all employees and all aspects of the employment relationship and all employees are hereby directed to take all reasonable efforts to carry out the spirit and intent of this Company policy. Employees who violate this policy will be subject to disciplinary action, up to and including termination of employment.

The Company will disseminate this policy to its employees, and encourage indirect sources of job applicants, such as employees, suppliers/vendors, customers and other contractors to refer qualified applicants.

Overall Bank responsibility for the direction of equal employment opportunity policy, programs and practices, has been assigned to The Human Capital Strategist, as the Company’s EEO/AA Officer.