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Personal
Small Business
Commercial
Checking & Savings
Popular for Small Businesses
Business Essential Checking
Checking that works as hard as you do

No minimum balance, 300 free items, and easy mobile banking. 

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Treasury Services
  • Payables

    Manage business expenses with secure, streamlined payment solutions.

  • Receivables

    Streamline collections and improve cash flow with secure solutions.

  • Fraud Prevention

    Protect your business with advanced tools to detect and prevent fraud.

  • Treasury Essentials Package

    Core tools to manage cash flow and optimize liquidity.

  • Positive Pay

    Protect your accounts with advanced check and ACH fraud prevention.

Account Management
ACH Services
Effortless payments

Send payroll, vendor payments, or customer refunds securely and efficiently.

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Checking
Tools & Resources
Free Checking
One less thing on your to-do list

Free checking with no fees and instant digital access - simple banking for busy families.

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Savings
Tools & Resources
Money Market
Saving for life's big moments

Grow your money for future wedding plans, college expenses or home updates.

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Loans
Popular for Small Businesses
SBA Lending Team
Experts who get business

Guiding you through every step from application to closing with fast approvals and tailored support.

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Loans
Popular for Commercial Businesses
Expansion Loans
Fuel your next chapter

Flexible financing to invest in equipment, locations, or working capital tailored for your business goals.

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Specialized Industries
Popular for Commercial Businesses
Specialized Industries
Unmatched industry expertise

Receive personalized service from a commercial banker who understands your industry sector. 

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Credit Cards
Popular for Small Businesses
Business Cash Preferred Card
Keep your business moving forward

Earn cash back on everyday business expenses and bonus categories, all with no annual fee.

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Digital Banking
  • Online Banking

    Money management right from your home.

  • Mobile App

    Your digital branch right in your pocket.

  • Transfer Money

    Move money between accounts, between banks or to people you trust.

  • Custom Alerts

    Monitor accounts with personalized email and mobile app notifications.

  • Card Controls

    Safeguard your debit card from your mobile device.

  • Zelle

    Easily and securely send money to family and friends.

Tools & Resources
Card Controls
Stay in charge of every swipe

Easily track transactions, pause spending, or limit expenses - all from your device.

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Home Loans
Mortgage Resources
Mortgage Journey
Make your dream home a reality

Understand what happens, when it happens, and what you need along the way.

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Merchant Services
Popular for Small Businesses
Find a Business Banker
Meet the Ameris Business Banking Team

Our knowledgeable business bankers are here to help you achieve your financial goals.

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Commercial Card
  • OneCard

    Simplify expense management, improve cash flow, and keep personal and business finances separate.

Popular for Commercial Businesses
Contact a Banker
  • Business Bankers

    A knowledgeable team prepared to help you achieve your business goals.

Popular for Commercial Businesses
Payroll
  • Payroll Services

    Simplify payroll with secure, efficient processing solutions.

Popular for Small Businesses
Credit Cards
Tools & Resources
Personal Loans
Tools & Resources
Home Equity Loans & Lines of Credit
Your home holds the key

You've got dreams, and we've got a way to help you get there.

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Employee Benefits
  • At-Work Banking

    Convenient banking benefits for employees at your workplace.

Popular for Small Businesses
Financial Education
Popular for Commercial Businesses
Growing a Business
Take care of business

Meet your business goals with tools and tips from Ameris Bank.

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Financial Education
Popular for Small Businesses
Starting a Business
Meet your business goals

Tap into our financial tools and resources to give your business an edge.

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Financial Education
Tools & Resources
Starting a Family
Your family's financial future

At Ameris, we focus on your finances so you can focus on your family.

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Apply for a USDA Loan

Expand your business. We make it a simple process.

Lock in loans secured by the U.S. Department of Agriculture

To work through the process of identifying and applying for a USDA Loan, partner with Ameris Bank. We have a long, proud history of supporting business owners in rural areas of our Southeast and Mid-Atlantic markets. We're here to provide the guidance and answers you need while helping to ensure the application process goes smoothly. Take a minute to fill out this contact form and we'll be in touch with you soon.

  
 
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