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Personal
Small Business
Commercial
Checking & Savings
Business Essential Checking
Checking that works as hard as you do

No minimum balance, 300 free items, and easy mobile banking. 

Treasury Services
  • Payables

    Manage business expenses with secure, streamlined payment solutions.

  • Receivables

    Streamline collections and improve cash flow with secure solutions.

  • Fraud Prevention

    Protect your business with advanced tools to detect and prevent fraud.

  • Treasury Essentials Package

    Core tools to manage cash flow and optimize liquidity.

  • Positive Pay

    Protect your accounts with advanced check and ACH fraud prevention.

ACH Services
Effortless payments

Send payroll, vendor payments, or customer refunds securely and efficiently.

Checking
Free Checking
One less thing on your to-do list

Free checking with no fees and instant digital access - simple banking for busy families.

Savings
Money Market
Saving for life's big moments

Grow your money for future wedding plans, college expenses or home updates.

Loans
SBA Lending Team
Experts who get business

Guiding you through every step from application to closing with fast approvals and tailored support.

Loans
Expansion Loans
Fuel your next chapter

Flexible financing to invest in equipment, locations, or working capital tailored for your business goals.

Credit Cards
Popular for Small Businesses
Business Cash Preferred Card
Keep your business moving forward

Earn cash back on everyday business expenses and bonus categories, all with no annual fee.

Digital Banking
  • Online Banking

    Money management right from your home.

  • Mobile App

    Your digital branch right in your pocket.

  • Transfer Money

    Move money between accounts, between banks or to people you trust.

  • Custom Alerts

    Monitor accounts with personalized email and mobile app notifications.

  • Card Controls

    Safeguard your debit card from your mobile device.

  • Zelle

    Easily and securely send money to family and friends.

Card Controls
Stay in charge of every swipe

Easily track transactions, pause spending, or limit expenses - all from your device.

Home Loans
Mortgage Journey
Make your dream home a reality

Understand what happens, when it happens, and what you need along the way.

Commercial Card
  • OneCard

    Simplify expense management, improve cash flow, and keep personal and business finances separate.

Contact a Banker
  • Business Bankers

    A knowledgeable team prepared to help you achieve your business goals.

Popular for Commercial Businesses
Payroll
  • Payroll Services

    Simplify payroll with secure, efficient processing solutions.

Credit Cards
Personal Loans
Home Equity Loans & Lines of Credit
Your home holds the key

You've got dreams, and we've got a way to help you get there.

Employee Benefits
  • At-Work Banking

    Convenient banking benefits for employees at your workplace.

Financial Education
Growing a Business
Take care of business

Meet your business goals with tools and tips from Ameris Bank.

Financial Education
Starting a Business
Meet your business goals

Tap into our financial tools and resources to give your business an edge.

Financial Education
Starting a Family
Your family's financial future

At Ameris, we focus on your finances so you can focus on your family.

Online Safety

Take these extra measures to keep your Ameris accounts more secure.

Remember:

Ameris will never call or text you to ask for or to validate your personal information including your user ID, online banking password, PIN, or one-time passcode. If you are contacted by phone, text, or email and asked for your information, please hang up immediately. Do not respond to the text or email. Call Ameris Call Center immediately at 866-616-6020 and report the outreach.

You're online nearly all the time – so stay safe

Shopping, banking, socializing and studying are some of the reasons you're active online day and night. While doing so, keep these tips in mind to enhance your online security.

Read Emails Cautiously

Even if you think Ameris Bank is sending you an email, it’s still best to proceed with caution.

  • Know the facts. Ameris Bank will not send unsolicited emails or text messages asking for account or other confidential information.
  • Don’t click. Even if you think you received an email that appears to be from Ameris Bank, it’s best to go directly to online banking and access your account, rather than clicking on the link in the email.
  • Visit our resources. Read more about spotting phishing emails.
Protect Your Passwords

Passwords are designed to protect our information, so make sure you keep them secure.

  • Do not share your account or login information with anyone. Ameris Bank will never call or send unsolicited emails or text messages asking for account or other confidential information, such as a password. If you receive communication that appears to be from Ameris Bank asking for confidential information, contact our Customer Service Center at 866-616-6020 immediately.
  • Use strong, complex passwords. Passwords should contain a mix of alphanumeric characters and uppercase and lowercase letters. Avoid obvious passwords or PINs that include your zip code, birth date or Social Security number, and don't use the same password for every account. Watch our video to learn more about creating strong passwords.
  • Change your passwords frequently. We recommend every 30 to 60 days to better protect your online accounts from hackers.
Only Use Secure Wireless Connections

You can connect to wireless networks from almost anywhere. While this is certainly convenient, it is not always safe.

  • Secure your home internet connection. Always protect your home wireless network with a complex password.
  • Avoid public, unsecured Wi-Fi hotspots. Set your phone so it does not automatically connect to a wireless network. This will prevent you from accidentally exposing private information on an unsecured network.
Update All Software
  • Check your settings. Check for new updates on your phone, laptop and web browsers. 
  • Turn on automatic updates. This ensures you receive the latest security patches immediately.
Safely Shop Online
  • Look for the “s.” Verify that the web address you are using begins with "https."
  • Look for a padlock. Check to see if a tiny, locked padlock symbol appears next to the URL.
  • Don't save your payment information. Storing credit card information online can increase the risk that your card information will be stolen.
  • Check online reviews. Before making a purchase on a new site, search the name of the company and read the reviews to make sure the retailer is a legitimate operation.

Suspicious Email/Possible Fraudulent Activity

If you believe your personal information or account details have been compromised, call us immediately at 866-616-6020 or visit a nearby Ameris Bank branch.

If you have received a suspicious text message or email, do not click on any links within the text message or email. Please submit a photo or screenshot of the suspicious message to fightfraud@amerisbank.com. Do not include sensitive information such as your account or Social Security numbers. This mailbox is for collection purposes only so please do not expect a reply. This will not constitute notifying Ameris Bank of any potential fraud on your accounts. Additionally, you may file a customer complaint with the FTC and report the activity to the Internet Crime Complaint Center (IC3).