Tom Bowman

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Free Checking

No minimum balance requirement, no monthly service fee, 24/7 digital access.

Benefits Checking

Earn interest and receive high-value upgrades.

Interest Checking

Offering vital protection for you and your finances.

Debit Card

The perfect way to pay for purchases.

Student Banking

Tailored for student life and your unique needs.

Personal Checking Accounts

Open an Account

Tools & Resources

Online Banking

Mobile App

Ameris Advice

Financial Calculators

Fraud Prevention
Free Checking

One less thing on your to-do list

Free checking with no fees and instant digital access - simple banking for busy families.

Learn More
Personal Savings

An account to build your savings to reach your goals.

Personal Money Market

Earn higher interest returns while maintaining easy access.

Minor Savings Account

Teach children the value of saving money and create good habits.

Health Savings Account

A simple way to save for qualified medical expenses.

Education Savings Account

Annual contributions can be used to cover private school and college tuition costs.

Certificates of Deposit

Save at an accelerated rate to reach your goals quicker.

Individual Retirement Account

Build a nest egg for a brighter retirement.

Personal Savings Accounts

Open an Account

Tools & Resources

Online Banking

Mobile App

Ameris Advice

Savings Calculators

Retirement Calculators
Money Market

Saving for life's big moments

Grow your money for future wedding plans, college expenses or home updates.

Learn More
Online Banking

Money management right from your home.

Mobile App

Your digital branch right in your pocket.

Transfer Money

Move money between accounts, between banks or to people you trust.

Custom Alerts

Monitor accounts with personalized email and mobile app notifications.

Card Controls

Safeguard your debit card from your mobile device.

Zelle

Easily and securely send money to family and friends.

Sign into Online Banking

Download the App

Tools & Resources

Digital Tools

E-statements

Ameris Advice

Financial Calculators
Card Controls

Stay in charge of every swipe

Easily track transactions, pause spending, or limit expenses - all from your device.

Learn More
Purchasing a Home

Helpful planning tools at every stage of the home buying process.

First-Time Homebuyer

Unlock your dream home with an affordable down payment.

Mortgage Loan Refinancing

Reduce your monthly mortgage payment and build equity faster.

Mortgage Loans

Choose from fixed and adjustable-rate mortgages to construction financing and more.

Government Loans

Government-backed home loan options to get you into your dream home.

Down Payment Assistance Programs

Financial assistance to unlock your dream home.

Home Equity Loans and Lines of Credit

Access the equity in your home for large expenses, unexpected costs, renovations and more.

Find a Mortgage Banker

Make a Payment

Mortgage Resources

Borrower's Checklist

Mortgage Advice

Home Lending Calculators

Mortgage Customer Service
Mortgage Journey

Make your dream home a reality

Understand what happens, when it happens, and what you need along the way.

Learn More
Zero+ Card

Lock in a low introductory rate on purchases and balance transfers for 2 years.

Everyday Rewards+ Card

Earn up to 4X points AND receive 15,000 bonus points.

Max Cash Preferred Card

Get more value with up to 5% cash back in 2 categories you choose.

Travel Rewards+ Card

Earn 4X points on eligible travel and more, plus receive 25,000 bonus points.

Reserve Rewards+ Card

Enjoy premium rewards and benefits, plus receive 50,000 bonus points.

College Real Rewards Card

Earn 1.5 points for every $1 you spend on eligible purchases.

Max Cash Secured Card

Improve your credit score while earning up to 5% cash back.

Secured Card

Perfect for establishing and improving credit.

All Credit Cards

Make a Credit Card Payment

Tools & Resources

Ameris Advice

Financial Calculators
Auto & Recreational Loans

Financing for cars, trucks, SUVs, motorcycles, motorboats and more.

Cash Surrender Value Line of Credit

Borrow against your life insurance without getting a new loan.

Home Equity Loans and Lines of Credit

Access the equity in your home for large expenses, unexpected costs, renovations and more.

Personal Loans & Lines of Credit

Easy, affordable access to funds for everything on life's to-do list.

Life Insurance Premium Financing

Preserve cash flow while securing the coverage you need.

Make a Loan Payment

Tools & Resources

Ameris Advice

Lending & Credit Calculators
Home Equity Loans & Lines of Credit

Your home holds the key

You've got dreams, and we've got a way to help you get there.

Learn More
Ameris Advice

Explore articles to power your financial future.

Financial Goals & Life Stages

Financial planning advice tailored to your journey.

Financial Calculators

Quick tools to estimate loans, savings, mortgage costs and more.

Cybersecurity and Privacy

Stay safe online with tips to protect your data and privacy.

Video Library

Watch helpful videos on banking tips, tools, and resources.

FAQs

Find quick answers to common banking questions.

Tools & Resources

Customer Stories

Community Involvement

Newsroom
Starting a Family

Your family's financial future

At Ameris, we focus on your finances so you can focus on your family.

Learn More

Business Checking Accounts

Accounts & tools you need for your business operations.

Business Savings

Set money aside today so you can take action when the time is right.

Certificates of Deposit (CDs)

Earn higher interest on your cash reserves.

Business Money Market

A secure and flexible way to grow your savings.

Business Online Banking

24/ access to your business accounts from your office, home or anywhere.

Business Mobile App

Account access in the palm of your hand.

Zelle Business

A convenient way for your business to send and receive money.

Open an Account

Contact a Business Banker

Popular for Small Businesses

Ameris Advice

At-Work Banking

Business Calculators

Treasury Essentials

Fraud Protection
Business Essential Checking

Checking that works as hard as you do

No minimum balance, 300 free items, and easy mobile banking.

Learn More
Business Xpress Line of Credit

Manage short-term operating expenses, finance inventory, or bridge the gap between invoices and payments.

Equipment Financing

Funding to finance new or used equipment, machinery and more.

Insurance Premium Financing

Streamlined premium financing solutions for your business.

Residential Builder Financing

Tailored loans to support your construction projects.

SBA Loans

Government-backed financing to help your business grow.

USDA Guaranteed Loans

Affordable financing options for rural business growth.

Warehouse Participation Funding

Capital solutions to support mortgage warehouse operations.

Wholesale Lending

Comprehensive solutions to support your mortgage lending business.

Contact a Business Banker

Popular for Small Businesses

Ameris Advice

At-Work Banking

Business Calculators

Business Online Banking

Business Mobile App

Fraud Prevention
SBA Lending Team

Experts who get business

Guiding you through every step from application to closing with fast approvals and tailored support.

Learn More
Business Cash Preferred Card

Easily earn cash back on a variety of purchases.

Business Zero+ Card

Save on interest with an extended low introductory rate offer.

Smart Business Rewards Card

Earn rewards with no point caps.

Business Real Rewards Card

Earn points for your business and use them how you want.

All Credit Cards

Popular for Small Businesses

Ameris Advice
Business Cash Preferred Card

Keep your business moving forward

Earn cash back on everyday business expenses and bonus categories, all with no annual fee.

Learn More
Merchant Card Services

Secure, efficient payment solutions for your business.

Contact a Business Banker

Business Online Banking

Popular for Small Businesses

Ameris Advice

Business Calculators

Business Mobile App

Fraud Prevention
Find a Business Banker

Meet the Ameris Business Banking Team

Our knowledgeable business bankers are here to help you achieve your financial goals.

Learn More
Payroll Services

Simplify payroll with secure, efficient processing solutions.

Popular for Small Businesses

Ameris Advice

At-Work Banking

Business Calculators

Contact a Business Banker

Business Online Banking

Business Mobile App
At-Work Banking

Convenient banking benefits for employees at your workplace.

Popular for Small Businesses

Ameris Advice

Business Calculators

Contact a Business Banker

Business Online Banking

Business Mobile App
Ameris Advice

Explore articles to power your business's financial future.

Business Calculators

Quick tools to help make informed estimates.

Financial Goals & Life Stages

Financial planning advice tailored to your journey.

Video Library

Watch helpful videos on banking tips, tools, and resources.

Business Cybersecurity

Cybersecurity tips to safeguard your company’s data and privacy.

FAQs

Find quick answers to common banking questions.

Popular for Small Businesses

Contact a Business Banker

Community Involvement

Customer Stories

Newsroom
Starting a Business

Meet your business goals

Tap into our financial tools and resources to give your business an edge.

Learn More

Payables

Manage business expenses with secure, streamlined payment solutions.

Receivables

Streamline collections and improve cash flow with secure solutions.

Fraud Prevention

Protect your business with advanced tools to detect and prevent fraud.

Treasury Essentials Package

Core tools to manage cash flow and optimize liquidity.

Positive Pay

Protect your accounts with advanced check and ACH fraud prevention.

Account Management

Zero Balance Account

Automated Credit Line Sweep

Business Online Banking

Business Mobile App

Funds Transfer

IntraFi Network Deposits
ACH Services

Effortless payments

Send payroll, vendor payments, or customer refunds securely and efficiently.

Learn More
Acquisition Loans

Flexible financing to help you purchase or expand a business.

Commercial Real Estate Financing

Loans for purchasing, building, or refinancing properties.

Commercial Real Estate Lending

Flexible lending and expert guidance to help you buy, build, or expand your property.

Equipment Financing

Affordable loans to purchase or upgrade business equipment.

Expansion Loans

Financing to help your business grow and reach new markets.

Term Loans

Fixed-rate financing for long-term business investments and growth.

Working Capital and Inventory Loans

Lending solutions to manage cash flow and stock your inventory.

Popular for Commercial Businesses

Ameris Advice

Business Online Banking

Business Mobile App

Commercial Calculators
Expansion Loans

Fuel your next chapter

Flexible financing to invest in equipment, locations, or working capital tailored for your business goals.

Learn More
Agribusiness Banking Services

Law Firm Banking Services

Dental Practice Financing

Educational Sector Banking Services

Healthcare Banking Services

Manufacturing Banking Services

Municipal Banking Services

Nonprofit Business Banking Services

Professional Services Banking Solutions

Water & Waste Disposal Banking

Veterinary Banking Services

All Specialized Industries

Popular for Commercial Businesses

Ameris Advice

Commercial Calculators

Customer Stories
Specialized Industries

Unmatched industry expertise

Receive personalized service from a commercial banker who understands your industry sector.

Learn More
OneCard

Simplify expense management, improve cash flow, and keep personal and business finances separate.

Popular for Commercial Businesses

Ameris Advice

Business Online Banking

Business Mobile App

Commercial Calculators
Business Bankers

A knowledgeable team prepared to help you achieve your business goals.

Popular for Commercial Businesses

Ameris Advice

Commercial Calculators

Customer Stories
Ameris Advice

Explore articles to power your business's financial future.

Commercial Calculators

Quick tools to help make informed estimates.

Financial Goals & Life Stages

Financial planning advice tailored to your journey.

Video Library

Watch helpful videos on banking tips, tools, and resources.

Business Cybersecurity

Cybersecurity tips to safeguard your company’s data and privacy.

FAQs

Find quick answers to common banking questions.

Popular for Commercial Businesses

Contact a Business Banker

Community Involvement

Customer Stories

Newsroom
Growing a Business

Take care of business

Meet your business goals with tools and tips from Ameris Bank.

Learn More

Search

Routing Number: 061201754

Business Checking Accounts

Accounts & tools you need for your business operations.
Business Savings

Set money aside today so you can take action when the time is right.
Certificates of Deposit (CDs)

Earn higher interest on your cash reserves.
Business Money Market

A secure and flexible way to grow your savings.
Business Online Banking

24/ access to your business accounts from your office, home or anywhere.
Business Mobile App

Account access in the palm of your hand.
Zelle Business

A convenient way for your business to send and receive money.

Payables

Manage business expenses with secure, streamlined payment solutions.
Receivables

Streamline collections and improve cash flow with secure solutions.
Fraud Prevention

Protect your business with advanced tools to detect and prevent fraud.
Treasury Essentials Package

Core tools to manage cash flow and optimize liquidity.
Positive Pay

Protect your accounts with advanced check and ACH fraud prevention.

Free Checking

No minimum balance requirement, no monthly service fee, 24/7 digital access.
Benefits Checking

Earn interest and receive high-value upgrades.
Interest Checking

Offering vital protection for you and your finances.
Debit Card

The perfect way to pay for purchases.
Student Banking

Tailored for student life and your unique needs.

Personal Savings

An account to build your savings to reach your goals.
Personal Money Market

Earn higher interest returns while maintaining easy access.
Minor Savings Account

Teach children the value of saving money and create good habits.
Health Savings Account

A simple way to save for qualified medical expenses.
Education Savings Account

Annual contributions can be used to cover private school and college tuition costs.
Certificates of Deposit

Save at an accelerated rate to reach your goals quicker.
Individual Retirement Account

Build a nest egg for a brighter retirement.

Business Xpress Line of Credit

Manage short-term operating expenses, finance inventory, or bridge the gap between invoices and payments.
Equipment Financing

Funding to finance new or used equipment, machinery and more.
Insurance Premium Financing

Streamlined premium financing solutions for your business.
Residential Builder Financing

Tailored loans to support your construction projects.
SBA Loans

Government-backed financing to help your business grow.
USDA Guaranteed Loans

Affordable financing options for rural business growth.
Warehouse Participation Funding

Capital solutions to support mortgage warehouse operations.
Wholesale Lending

Comprehensive solutions to support your mortgage lending business.

Contact a Business Banker

Acquisition Loans

Flexible financing to help you purchase or expand a business.
Commercial Real Estate Financing

Loans for purchasing, building, or refinancing properties.
Commercial Real Estate Lending

Flexible lending and expert guidance to help you buy, build, or expand your property.
Equipment Financing

Affordable loans to purchase or upgrade business equipment.
Expansion Loans

Financing to help your business grow and reach new markets.
Term Loans

Fixed-rate financing for long-term business investments and growth.
Working Capital and Inventory Loans

Lending solutions to manage cash flow and stock your inventory.

Business Cash Preferred Card

Easily earn cash back on a variety of purchases.
Business Zero+ Card

Save on interest with an extended low introductory rate offer.
Smart Business Rewards Card

Earn rewards with no point caps.
Business Real Rewards Card

Earn points for your business and use them how you want.

All Credit Cards

Online Banking

Money management right from your home.
Mobile App

Your digital branch right in your pocket.
Transfer Money

Move money between accounts, between banks or to people you trust.
Custom Alerts

Monitor accounts with personalized email and mobile app notifications.
Card Controls

Safeguard your debit card from your mobile device.
Zelle

Easily and securely send money to family and friends.

Purchasing a Home

Helpful planning tools at every stage of the home buying process.
First-Time Homebuyer

Unlock your dream home with an affordable down payment.
Mortgage Loan Refinancing

Reduce your monthly mortgage payment and build equity faster.
Mortgage Loans

Choose from fixed and adjustable-rate mortgages to construction financing and more.
Government Loans

Government-backed home loan options to get you into your dream home.
Down Payment Assistance Programs

Financial assistance to unlock your dream home.
Home Equity Loans and Lines of Credit

Access the equity in your home for large expenses, unexpected costs, renovations and more.

Zero+ Card

Lock in a low introductory rate on purchases and balance transfers for 2 years.
Everyday Rewards+ Card

Earn up to 4X points AND receive 15,000 bonus points.
Max Cash Preferred Card

Get more value with up to 5% cash back in 2 categories you choose.
Travel Rewards+ Card

Earn 4X points on eligible travel and more, plus receive 25,000 bonus points.
Reserve Rewards+ Card

Enjoy premium rewards and benefits, plus receive 50,000 bonus points.
College Real Rewards Card

Earn 1.5 points for every $1 you spend on eligible purchases.
Max Cash Secured Card

Improve your credit score while earning up to 5% cash back.
Secured Card

Perfect for establishing and improving credit.

Auto & Recreational Loans

Financing for cars, trucks, SUVs, motorcycles, motorboats and more.
Cash Surrender Value Line of Credit

Borrow against your life insurance without getting a new loan.
Home Equity Loans and Lines of Credit

Access the equity in your home for large expenses, unexpected costs, renovations and more.
Personal Loans & Lines of Credit

Easy, affordable access to funds for everything on life's to-do list.
Life Insurance Premium Financing

Preserve cash flow while securing the coverage you need.

Make a Loan Payment

Ameris Advice

Explore articles to power your business's financial future.
Commercial Calculators

Quick tools to help make informed estimates.
Financial Goals & Life Stages

Financial planning advice tailored to your journey.
Video Library

Watch helpful videos on banking tips, tools, and resources.
Business Cybersecurity

Cybersecurity tips to safeguard your company’s data and privacy.
FAQs

Find quick answers to common banking questions.

Ameris Advice

Explore articles to power your business's financial future.
Business Calculators

Quick tools to help make informed estimates.
Financial Goals & Life Stages

Financial planning advice tailored to your journey.
Video Library

Watch helpful videos on banking tips, tools, and resources.
Business Cybersecurity

Cybersecurity tips to safeguard your company’s data and privacy.
FAQs

Find quick answers to common banking questions.

Ameris Advice

Explore articles to power your financial future.
Financial Goals & Life Stages

Financial planning advice tailored to your journey.
Financial Calculators

Quick tools to estimate loans, savings, mortgage costs and more.
Cybersecurity and Privacy

Stay safe online with tips to protect your data and privacy.
Video Library

Watch helpful videos on banking tips, tools, and resources.
FAQs

Find quick answers to common banking questions.

How can I help you achieve your goals?

Based in central Florida, Tom has over 30 years of banking experience and is a graduate of Oregon State University. He has worked in several fields of banking including consumer, small business and mortgage giving him a breadth of knowledge to share with his customers. Tom combines this experience with his strong analytical skills to provide his customers with a banking plan that sets them up for success. Tom enjoys spending time with his family and is a self-proclaimed college sports fanatic.

About

About

How can I help you achieve your goals?

Contact Tom