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Personal
Small Business
Commercial
Checking & Savings
Business Essential Checking
Checking that works as hard as you do

No minimum balance, 300 free items, and easy mobile banking. 

Treasury Services
  • Payables

    Manage business expenses with secure, streamlined payment solutions.

  • Receivables

    Streamline collections and improve cash flow with secure solutions.

  • Fraud Prevention

    Protect your business with advanced tools to detect and prevent fraud.

  • Treasury Essentials Package

    Core tools to manage cash flow and optimize liquidity.

  • Positive Pay

    Protect your accounts with advanced check and ACH fraud prevention.

ACH Services
Effortless payments

Send payroll, vendor payments, or customer refunds securely and efficiently.

Checking
Free Checking
One less thing on your to-do list

Free checking with no fees and instant digital access - simple banking for busy families.

Savings
Money Market
Saving for life's big moments

Grow your money for future wedding plans, college expenses or home updates.

Loans
SBA Lending Team
Experts who get business

Guiding you through every step from application to closing with fast approvals and tailored support.

Loans
Expansion Loans
Fuel your next chapter

Flexible financing to invest in equipment, locations, or working capital tailored for your business goals.

Credit Cards
Popular for Small Businesses
Business Cash Preferred Card
Keep your business moving forward

Earn cash back on everyday business expenses and bonus categories, all with no annual fee.

Digital Banking
  • Online Banking

    Money management right from your home.

  • Mobile App

    Your digital branch right in your pocket.

  • Transfer Money

    Move money between accounts, between banks or to people you trust.

  • Custom Alerts

    Monitor accounts with personalized email and mobile app notifications.

  • Card Controls

    Safeguard your debit card from your mobile device.

  • Zelle

    Easily and securely send money to family and friends.

Card Controls
Stay in charge of every swipe

Easily track transactions, pause spending, or limit expenses - all from your device.

Home Loans
Mortgage Journey
Make your dream home a reality

Understand what happens, when it happens, and what you need along the way.

Commercial Card
  • OneCard

    Simplify expense management, improve cash flow, and keep personal and business finances separate.

Contact a Banker
  • Business Bankers

    A knowledgeable team prepared to help you achieve your business goals.

Popular for Commercial Businesses
Payroll
  • Payroll Services

    Simplify payroll with secure, efficient processing solutions.

Credit Cards
Personal Loans
Home Equity Loans & Lines of Credit
Your home holds the key

You've got dreams, and we've got a way to help you get there.

Employee Benefits
  • At-Work Banking

    Convenient banking benefits for employees at your workplace.

Financial Education
Growing a Business
Take care of business

Meet your business goals with tools and tips from Ameris Bank.

Financial Education
Starting a Business
Meet your business goals

Tap into our financial tools and resources to give your business an edge.

Financial Education
Starting a Family
Your family's financial future

At Ameris, we focus on your finances so you can focus on your family.

Business Checking with Interest

Every dollar counts for your business, especially in this interest-bearing checking account.

Competitive interest rates

$50 to open account

Easy account access

This high-interest checking account puts business funds to work

It’s a win-win for your business. Your balance earns interest, and you have access to all the convenient tools to manage money anywhere, anytime.

  • Maintain a $10,000 minimum average daily balance to avoid a $20 monthly service fee1
  • Enroll in e-statements to lower your monthly service fee to $18
  • Includes 300 free items2 each month, excluding Zelle®; $0.20 for each item over 300
  • Earn interest when your daily balance is $100 or greater3
  • Move, manage and track money with online banking, online bill pay and email alerts
  • Download our mobile banking app to pay bills and use mobile check deposit
  • Use the Ameris Bank Visa® debit card4 for withdrawals and purchases
  • Automated telephone banking available when you're not online

Make the switch and make some money

Switch to Ameris Bank and get $10 when we buy back your debit cards and unused checks from another financial institution.5

The latest Ameris Advice

Learn. Grow. Bank Confidently.

Power your business savings

Grow your business funds with earning potential and flexible access

Earn competitive interest

Let your idle funds work harder with interest that helps your business grow.

Flexible access & control

Easily manage and move money while maintaining a financial cushion.

Power your business savings

Grow your business funds with earning potential and flexible access

Earn competitive interest

Let your idle funds work harder with interest that helps your business grow.

Flexible access & control

Easily manage and move money while maintaining a financial cushion.

Disclaimers

1 The monthly service fee will become effective after the first two statement cycles.

2 Items include any debits, credits, and deposited items, except for incoming and outgoing Zelle® transfers, and account service charges and maintenance fees. A separate per item fee may be assessed for Zelle® transfers. See Miscellaneous Services Pricing Guide for details. Zelle® and the Zelle® related marks are wholly owned by Early Warning Services, LLC and are used herein under license. 

3 If you close your account before interest is credited, you will not receive the accrued interest.

4 ATM Usage: You may use an Ameris Bank debit card at any Ameris Bank ATM free of charge. If you use a non-Ameris Bank ATM, you will incur a service charge in addition to any ATM service charge assessed by the owner of the ATM. See our Miscellaneous Services Pricing Guide for details.

5 Offer applies to new checking account openings only. Earn $10 for debit cards and unused checks from another financial institution. Funds will be credited to the account at the time the checks/debit cards are presented.