Online Banking Sign-In
Personal
Small Business
Commercial
Checking & Savings
Business Essential Checking
Checking that works as hard as you do

No minimum balance, 300 free items, and easy mobile banking. 

Treasury Services
  • Payables

    Manage business expenses with secure, streamlined payment solutions.

  • Receivables

    Streamline collections and improve cash flow with secure solutions.

  • Fraud Prevention

    Protect your business with advanced tools to detect and prevent fraud.

  • Treasury Essentials Package

    Core tools to manage cash flow and optimize liquidity.

  • Positive Pay

    Protect your accounts with advanced check and ACH fraud prevention.

ACH Services
Effortless payments

Send payroll, vendor payments, or customer refunds securely and efficiently.

Checking
Free Checking
One less thing on your to-do list

Free checking with no fees and instant digital access - simple banking for busy families.

Savings
Money Market
Saving for life's big moments

Grow your money for future wedding plans, college expenses or home updates.

Loans
SBA Lending Team
Experts who get business

Guiding you through every step from application to closing with fast approvals and tailored support.

Loans
Expansion Loans
Fuel your next chapter

Flexible financing to invest in equipment, locations, or working capital tailored for your business goals.

Credit Cards
Popular for Small Businesses
Business Cash Preferred Card
Keep your business moving forward

Earn cash back on everyday business expenses and bonus categories, all with no annual fee.

Digital Banking
  • Online Banking

    Money management right from your home.

  • Mobile App

    Your digital branch right in your pocket.

  • Transfer Money

    Move money between accounts, between banks or to people you trust.

  • Custom Alerts

    Monitor accounts with personalized email and mobile app notifications.

  • Card Controls

    Safeguard your debit card from your mobile device.

  • Zelle

    Easily and securely send money to family and friends.

Card Controls
Stay in charge of every swipe

Easily track transactions, pause spending, or limit expenses - all from your device.

Home Loans
Mortgage Journey
Make your dream home a reality

Understand what happens, when it happens, and what you need along the way.

Commercial Card
  • OneCard

    Simplify expense management, improve cash flow, and keep personal and business finances separate.

Contact a Banker
  • Business Bankers

    A knowledgeable team prepared to help you achieve your business goals.

Popular for Commercial Businesses
Payroll
  • Payroll Services

    Simplify payroll with secure, efficient processing solutions.

Credit Cards
Personal Loans
Home Equity Loans & Lines of Credit
Your home holds the key

You've got dreams, and we've got a way to help you get there.

Employee Benefits
  • At-Work Banking

    Convenient banking benefits for employees at your workplace.

Financial Education
Growing a Business
Take care of business

Meet your business goals with tools and tips from Ameris Bank.

Financial Education
Starting a Business
Meet your business goals

Tap into our financial tools and resources to give your business an edge.

Financial Education
Starting a Family
Your family's financial future

At Ameris, we focus on your finances so you can focus on your family.

Back to blog home
Why You Should Support Small Businesses
October 24, 2025

Investing in Our Communities: Why Supporting Small Businesses Matters 

As an institution rooted in community, Ameris Bank understands the crucial role that small businesses play. They are more than just local shops and service providers; they are the heart of our neighborhoods, the engine of local economies, and the embodiment of the entrepreneurial spirit. 

Supporting local businesses is one of the most powerful and direct ways to invest in your own community's prosperity. Here’s a look at why this simple choice has such a massive impact, and how Ameris Bank is committed to being a partner in that growth. 


1. Boost Your Local Economy 

When you choose to shop at a local independent business, a significantly larger portion of your money stays right in the community. This is often referred to as the "local multiplier effect." 
 
  • Job Creation: Small businesses are major job creators. Your spending helps them hire neighbors, offering local career opportunities and reducing unemployment in your town or city. 


2. Cultivate Unique Community Character 

Tired of seeing the same big box stores in every town? Small businesses are what give your community its distinct personality and charm. 
 
  • Unique Products and Services: Unlike national chains, small businesses often offer specialized goods, handcrafted items, and tailored services that you simply can't find anywhere else. They cater to the specific tastes and needs of their community. 
  • Vibrant Neighborhoods: Independent shops, cafes, and boutiques draw foot traffic, making neighborhoods more vibrant, safer, and desirable places to live, work, and visit. 


3. Foster Stronger Local Relationships 

The more frequently you shop at a local business, the higher the chances become that the staff will get to know you and your preferences, creating a bespoke shopping experience.  
 
  • Personalized Customer Service: Small business owners are deeply invested in their reputation and customer satisfaction. They tend to offer more attentive, personalized service that builds lasting loyalty and trust. 
  • A Network of Support: Local business owners often partner to support local schools, charities, and community events. Your patronage provides them with the resources to be active, generous members of the community. 


4. Drive Innovation and Flexibility 

Small businesses are often quicker to adapt and innovate than their larger counterparts. Their lean structure allows them to respond rapidly to changing customer demands and local market shifts. This agility means the products and services you need are often available faster and with a more personal touch. 
 

Ameris Bank: Your Partner in Small Business Success 

At Ameris Bank, we don't just advocate for small businesses—we actively support them. We understand that your local grocer, mechanic, or startup is the future of our shared economic health. 

That's why our dedicated business bankers offer tailored financial solutions, from small business loans and lines of credit to cash management tools, all designed to help local entrepreneurs launch, manage, and grow their vision. We're here to provide financial expertise so they can focus on what they do best: serving you. 

By choosing to support small businesses, you are making a powerful investment in the vitality, character, and prosperity of your own community.