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Personal
Small Business
Commercial
Checking & Savings
Business Essential Checking
Checking that works as hard as you do

No minimum balance, 300 free items, and easy mobile banking. 

Treasury Services
  • Payables

    Manage business expenses with secure, streamlined payment solutions.

  • Receivables

    Streamline collections and improve cash flow with secure solutions.

  • Fraud Prevention

    Protect your business with advanced tools to detect and prevent fraud.

  • Treasury Essentials Package

    Core tools to manage cash flow and optimize liquidity.

  • Positive Pay

    Protect your accounts with advanced check and ACH fraud prevention.

ACH Services
Effortless payments

Send payroll, vendor payments, or customer refunds securely and efficiently.

Checking
Free Checking
One less thing on your to-do list

Free checking with no fees and instant digital access - simple banking for busy families.

Savings
Money Market
Saving for life's big moments

Grow your money for future wedding plans, college expenses or home updates.

Loans
SBA Lending Team
Experts who get business

Guiding you through every step from application to closing with fast approvals and tailored support.

Loans
Expansion Loans
Fuel your next chapter

Flexible financing to invest in equipment, locations, or working capital tailored for your business goals.

Credit Cards
Popular for Small Businesses
Business Cash Preferred Card
Keep your business moving forward

Earn cash back on everyday business expenses and bonus categories, all with no annual fee.

Digital Banking
  • Online Banking

    Money management right from your home.

  • Mobile App

    Your digital branch right in your pocket.

  • Transfer Money

    Move money between accounts, between banks or to people you trust.

  • Custom Alerts

    Monitor accounts with personalized email and mobile app notifications.

  • Card Controls

    Safeguard your debit card from your mobile device.

  • Zelle

    Easily and securely send money to family and friends.

Card Controls
Stay in charge of every swipe

Easily track transactions, pause spending, or limit expenses - all from your device.

Home Loans
Mortgage Journey
Make your dream home a reality

Understand what happens, when it happens, and what you need along the way.

Commercial Card
  • OneCard

    Simplify expense management, improve cash flow, and keep personal and business finances separate.

Contact a Banker
  • Business Bankers

    A knowledgeable team prepared to help you achieve your business goals.

Popular for Commercial Businesses
Payroll
  • Payroll Services

    Simplify payroll with secure, efficient processing solutions.

Credit Cards
Personal Loans
Home Equity Loans & Lines of Credit
Your home holds the key

You've got dreams, and we've got a way to help you get there.

Employee Benefits
  • At-Work Banking

    Convenient banking benefits for employees at your workplace.

Financial Education
Growing a Business
Take care of business

Meet your business goals with tools and tips from Ameris Bank.

Financial Education
Starting a Business
Meet your business goals

Tap into our financial tools and resources to give your business an edge.

Financial Education
Starting a Family
Your family's financial future

At Ameris, we focus on your finances so you can focus on your family.

Integrated Payables

Increase efficiency by automating your accounts payable processes.

Reduce your costs and manual errors

Increase your security

Track and manage transactions more efficiently

Integrated Payables consolidates activity into a single system

You likely pay vendors and individuals in multiple ways, whether it's ACH (Automated Clearing House), credit and debit card payments, checks or wires. Streamline all that activity by sending them in one file with Ameris Bank’s Integrated Payables service. This easy-to-use system encompasses payment automation, payment processing, and accounts payable automation to simplify and optimize how your business handles payments.

Reduce payment processing costs and increase security

Forty percent of businesses still prefer to receive payments by check. Reduce processing costs and risk of fraud by sending us a file to produce and mail checks in a secure facility.

Migrate to electronic payments seamlessly

Use our simple turn-key vendor enrollment portal. Your vendors can enter their account information through a secure site, and we’ll use this information to process payments electronically when you submit your payables file.

Fight fraud with virtual cards

Fraud has always been a concern when it comes to traditional payment methods because criminals can easily steal credit card information or manipulate invoices to deceive businesses. You can reduce the risk of fraud with virtual cards. A one-time card number is used when paying vendors, and it becomes inactive once a payment is processed.

Simplify your reporting and accounting

Integrated Payables connects with various ERP providers to transmit payment and reconciliation data directly, further streamlining your processes.

Work smarter, not harder

If your accounting team spends too much time on manual accounts payable and receivable processes, get assistance from Integrated Payables. Transactions are processed quickly and easily, saving time to work on other important areas of your business.

The latest Ameris Advice

Learn. Grow. Bank Confidently.

Make every payment count

Use our receivables tools to simplify payments, reduce processing time and free your team from manual billing.

Efficient lockbox processing

Automate payment collection and remittance processing with Ameris’ Lockbox services.

​Remote deposit capture

Deposit checks directly from your office, eliminating trips to the bank and cutting down admin time.

Make every payment count

Use our receivables tools to simplify payments, reduce processing time and free your team from manual billing.

Efficient lockbox processing

Automate payment collection and remittance processing with Ameris’ Lockbox services.

​Remote deposit capture

Deposit checks directly from your office, eliminating trips to the bank and cutting down admin time.