Personal Bank Accounts & Loans
At Ameris Bank, we understand that your financial needs are unique. That's why we offer personal bank accounts and loans tailored to suit your individual requirements.
Fiercely committed to you
At Ameris Bank – we're with you no matter where you are on your financial journey. We have the tools and the knowledge to help you achieve your goals, whether you want to save for the future, buy a home, or gain overall peace of mind as you manage your money. And getting started is easy. You can apply online for a personal checking or savings account. To apply for a personal loan1, visit your nearest Ameris Bank branch, and bring the necessary documents, including your driver’s license and personal income information.2
Free Checking
An account built for you. No minimum balance requirements or monthly service fee.
Open Now: Free CheckingMobile Banking
Manage your finances, check balances, pay bills, and more. Download our app today!
Learn more: Mobile BankingHome Equity Line of Credit
From home renovations to debt consolidation, enjoy the flexibility to access funds when you need them with a HELOC.
Learn More: Home Equity Line of CreditUnderstand Your Credit
Your credit score is a measure of how financially responsible you have been.
Learn More: Understand Your CreditFind a Mortgage Banker
The right mortgage starts with the right banker.
Find a banker: Find a Mortgage BankerBorrower's Checklist
To make getting your loan simple and efficient, these are a few things we will need from you to get started.
Learn more: Borrower's ChecklistFinancial Goals & Life Stages
As your financial needs and priorities change, we always support you with helpful financial solutions and resources.
Learn More: Financial Goals & Life StagesFraud Prevention
Your bank will never send you an unsolicited request for your password, PIN or secure access code verification.
Learn More: Fraud PreventionBanking Worth Smiling About
Lee S.
"Ameris Bank has the best customer service I have encountered in a very long time. It is so nice to have a company that cares about its customers and makes sure they are taken care of."
1All loans and lines of credit are subject to credit approval.
2Supporting documents may be required and gathered by an Ameris Bank representative, if needed.
Ameris Bank offers a variety of competitive checking and savings accounts as well as loan products, including auto loans, home equity lines of credit and mortgages. Open an account or apply for a loan at one of our full-service locations in Alabama, Florida, Georgia, North Carolina and South Carolina or mortgage-only locations in Alabama, Georgia, Florida, South Carolina, North Carolina, Virginia, Maryland and Tennessee.