Personal Bank Accounts & Loans
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Fiercely committed to you
At Ameris Bank – we’re with you, no matter where you on your financial journey. We have the tools and the knowledge to help you achieve your goals, whether you want to save for the future, buy a home, or gain overall peace of mind as you manage your money.
Solutions:
Digital Banking Overview Free Checking Personal Savings Student Banking Amenity Checking At-Work Banking Online Banking Personal Money Market Advantage Checking Private Banking Minor Savings Debit Card Health Savings All Checking Accounts Educational Savings Certificates of Deposit Individual Retirement Mobile Banking All Saving Options Card Controls Zelle®Financial Independence
Striving for financial independence? Learn how to get closer to achieving your goal.
Learn More: Financial IndependenceSolutions:
Home Equity Lines of Credit Are All Mortgage Companies the Same? Auto and Recreational Loans Ameris Bank is Good for Your Business and Here's Why. Cash Value Life Insurance Line of Credit Personal Loans and Lines of Credit Why Do Credit Scores Appear Lower from the Lender? Make a Loan Payment Credit Cards How Does the Loan Type Affect the Appraisal? Using a Local Lender Could Save Your Buyers Money and Hassle Tips to Prepare Your Buyers for the Mortgage Process Easy Ways to Generate Leads with Ameris Bank Strategies to Improve Your Business While Social Distancing Understanding Down Payment Gift Funds Tips to Prevent Wire Fraud at Closing How a Tropical Storm or Hurricane Can Impact Real Estate Closings Renovation Loans Can Turn that Ho-Hum Home Into One that Makes Buyers Say, “Oh My!” Utilizing Lender Credits to Your Buyers’ Advantage Learn More About State-Specific Down Payment Assistance Programs 5 Ways Ameris Bank Can Give Your Buyers a Competitive Edge Appraisal Strategies in a Hot Seller’s MarketBuild Wealth as a Homeowner
Creating equity in your home is one way you can continue to accumulate wealth – one of the many benefits of homeownership!
Learn More: Build Wealth as a HomeownerUnderstand Your Credit
Your credit score is a measure of how financially responsible you have been.
Learn More: Understand Your CreditSolutions:
Find a Mortgage Banker Borrower's Checklist FHA Loans First-Time Homebuyer Loan Mortgage Advice Info To Know Specialized Loans VA Loans Mortgage Calculators Down Payment Assistance Programs Ready to Apply USDA Loans Getting The Loan Mortgage Resource Center Refinancing Construction Financing Mortgage Customer Service Welcome Home Mortgage Programs Fixed-Rate Mortgage Adjustable Rate MortgageResources:
Cyber Safety: How to Avoid a Holiday Financial Hangover Financial Advice Financial Calculators Maximizing Credit Card Perks and Your Credit Score During the Holidays Financial Goals & Life Stages Resource Center Properties for Sale Digital Tools Video Library Cybersecurity and Privacy Advice for Caregivers Newsroom Save Time at the Closing Table with eClosingsFirst-Time Homebuyer's Guide
Use this guide to better understand the mortgage application process.
Learn More: First-Time Homebuyer's GuideEight Ways to Buy a Home with Little or No Money Down
Whether you are a first-time buyer or moving up to your next home, there is assistance available for qualified buyers.
Learn More: Eight Ways to Buy a Home with Little or No Money DownWe're With You
Making The Grade For A Family Business
When former teacher Linda Burns began her educational supply company, she needed a banker that wasn’t afraid of homework, and came to “class” fully prepared! She relies on the Ameris team to help her business grow, solve financial problems, and save her time along the way. Watch Linda’s story to see how Ameris Bank became the teacher’s pet.
Ameris Bank offers a variety of competitive checking and savings accounts as well as loan products, including auto loans, home equity lines of credit and mortgages. Open an account or apply for a loan at one of our full-service locations in Alabama, Florida, Georgia, North Carolina and South Carolina or mortgage-only locations in Alabama, Georgia, Florida, South Carolina, North Carolina, Virginia, Maryland and Tennessee.