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Navigating Ameris Bank's Online Banking Tools
July 29, 2025
As a customer at Ameris Bank, you'll find that banking is a convenient and time-saving experience, whether you're at home or on the go. Our array of online banking tools, combined with a user-friendly mobile banking app, provides you with control over your finances. With just a few quick clicks of the computer mouse or taps on a mobile device, you can check your account balances, pay bills, transfer funds between accounts, make deposits, set and calculate savings goals, and more. 

Enhancing your banking experience through the seamless integration of digital banking technology into everyday banking is another way Ameris Bank is with you. Continue reading to learn how to navigate our online banking tools and mobile app. 
 

The first step is to enroll in online banking

If you have a personal or business bank account—or both—with Ameris Bank and want the flexibility and convenience of online banking, the first step is to enroll in our online banking services. The enrollment process is simple and requires only a few minutes of your time. Once you enroll in online banking with Ameris Bank, you'll be able to download our app and take advantage of mobile banking, too. Your unique user ID and password will be the same for both online banking and mobile banking, ensuring easy access to your accounts. 

Online banking lets you access your Ameris Bank account via your web browser, while mobile banking provides account information through the Ameris Bank app on your mobile device. Most features are available in both online banking and the mobile app, although there are a few exceptions that are exclusive to one platform. 
 

Access and manage your bank accounts 

Online banking with Ameris Bank allows you to access and manage your bank accounts online. This anytime, anywhere access enables you to check the accuracy of your account balances, stay updated on your spending habits, and identify any unauthorized transactions or suspicious activity

In addition, you have the option to set up alerts for important account and debit card activity. For example, you can choose to receive alerts for upcoming payments due, recent transactions, recent deposits, and low account balances, among others. These alerts can be sent to you via email, text message, or push notification, enabling you to maintain control over your finances and respond swiftly to any unusual activity.   
Lastly, you can rest easy knowing that Ameris Bank prioritizes your security and constantly strives to maintain a safe online banking environment. Our website is secure and encrypted to protect your information. Similarly, our mobile banking app also includes built-in security measures, such as push notifications, to help prevent unauthorized access to your account. 
 

Pay bills and transfer money 

With online banking from Ameris Bank, you can pay bills and transfer money through your computer or mobile device with a secure Internet connection. This gives you the freedom and flexibility to manage these money-related tasks easily. 

To manage and pay your bills, you have the option to set up recurring payments on a date of your choice using your Ameris Bank account, debit card, or credit card. This feature ensures that your payments are made consistently and on or before their due date. Alternatively, you can make a one-time payment whenever needed, providing you with flexibility and control over your financial responsibilities. 

Next, transferring money is a straightforward process with Ameris Bank's online banking tools. Whether you want to move funds between your Ameris Bank accounts, transfer money to other banks, or send funds to someone else's account, you can complete these transactions quickly from your computer or mobile device. 
 

Review, download, and print E-statements

Say goodbye to the hassle of waiting for paper-based bank statements to arrive in the mail or driving to your local Ameris Bank branch to request copies of past statements (although we would be happy to see you and assist you). With Ameris Bank's E-statements, you can access and review your financial information at your convenience, whether you hold a personal account, a business account, or both. You can even download E-statements to your computer or mobile device and print them for future reference. 

In addition to their efficiency, E-statements help keep your personal and financial information safe. They protect your sensitive data from potential threats. In contrast, paper-based bank statements that are mailed to your home or business can be vulnerable to loss or theft. Such risks can occur during transit or if the statements are left unattended in your mailbox or office, or discarded without being put through a paper shredder. 
Crunch numbers using online financial calculators. 

From analyzing the growth potential of your savings account to evaluating mortgage affordability and planning for retirement, Ameris Bank's collection of free online calculators provides instant estimates across a wide range of financial products and solutions. You can crunch numbers using our calculators via the Ameris Bank website or mobile app. This allows you to make informed decisions at your own pace. 

Our online calculators are designed with easy-to-use interfaces that require minimal input. You can see results based on the data you input into the calculator, which helps you understand potential outcomes more clearly. For example, suppose you are considering an auto loan from Ameris Bank. In that case, you can use our auto loan calculator to see how changes in down payment amounts, loan terms, and interest rates impact the estimated monthly loan payments. 

Additionally, you can apply for our loan products, open new accounts, and get in touch with an Ameris Bank banker using the links on our calculator pages. 
 

Send and receive money with Zelle®

When it comes to managing shared expenses, whether you're splitting a dinner bill among friends, receiving funds for a group activity, or sending money to someone in need, Zelle® makes the entire process easy and efficient. Zelle® is a secure digital payment service that allows you to send and receive money with friends, family, and other individuals you trust—even if they don't bank with Ameris Bank. 

Zelle® is directly linked to your Ameris Bank account. This means that when you send money, the funds are withdrawn from your Ameris Bank account. Similarly, any money you receive through Zelle® will be deposited directly into your account, ensuring a smooth transaction process. Plus, since Zelle® is integrated in the Ameris Bank mobile app, there’s no need to download a separate app to get started. 

Ameris Bank is dedicated to investing time and resources into enhancing our online banking platform and mobile app. We will continue to make intuitive design improvements and introduce new tools and features that make banking more accessible and convenient than ever before. 
 

The opinions voiced in this material are for general information only and are not intended to provide specific advice or recommendations for any individual.