Online Banking Sign-In
Personal
Small Business
Commercial
Checking & Savings
Business Essential Checking
Checking that works as hard as you do

No minimum balance, 300 free items, and easy mobile banking. 

Treasury Services
  • Payables

    Manage business expenses with secure, streamlined payment solutions.

  • Receivables

    Streamline collections and improve cash flow with secure solutions.

  • Fraud Prevention

    Protect your business with advanced tools to detect and prevent fraud.

  • Treasury Essentials Package

    Core tools to manage cash flow and optimize liquidity.

  • Positive Pay

    Protect your accounts with advanced check and ACH fraud prevention.

ACH Services
Effortless payments

Send payroll, vendor payments, or customer refunds securely and efficiently.

Checking
Free Checking
One less thing on your to-do list

Free checking with no fees and instant digital access - simple banking for busy families.

Savings
Money Market
Saving for life's big moments

Grow your money for future wedding plans, college expenses or home updates.

Loans
SBA Lending Team
Experts who get business

Guiding you through every step from application to closing with fast approvals and tailored support.

Loans
Expansion Loans
Fuel your next chapter

Flexible financing to invest in equipment, locations, or working capital tailored for your business goals.

Credit Cards
Popular for Small Businesses
Business Cash Preferred Card
Keep your business moving forward

Earn cash back on everyday business expenses and bonus categories, all with no annual fee.

Digital Banking
  • Online Banking

    Money management right from your home.

  • Mobile App

    Your digital branch right in your pocket.

  • Transfer Money

    Move money between accounts, between banks or to people you trust.

  • Custom Alerts

    Monitor accounts with personalized email and mobile app notifications.

  • Card Controls

    Safeguard your debit card from your mobile device.

  • Zelle

    Easily and securely send money to family and friends.

Card Controls
Stay in charge of every swipe

Easily track transactions, pause spending, or limit expenses - all from your device.

Home Loans
Mortgage Journey
Make your dream home a reality

Understand what happens, when it happens, and what you need along the way.

Commercial Card
  • OneCard

    Simplify expense management, improve cash flow, and keep personal and business finances separate.

Contact a Banker
  • Business Bankers

    A knowledgeable team prepared to help you achieve your business goals.

Popular for Commercial Businesses
Payroll
  • Payroll Services

    Simplify payroll with secure, efficient processing solutions.

Credit Cards
Personal Loans
Home Equity Loans & Lines of Credit
Your home holds the key

You've got dreams, and we've got a way to help you get there.

Employee Benefits
  • At-Work Banking

    Convenient banking benefits for employees at your workplace.

Financial Education
Growing a Business
Take care of business

Meet your business goals with tools and tips from Ameris Bank.

Financial Education
Starting a Business
Meet your business goals

Tap into our financial tools and resources to give your business an edge.

Financial Education
Starting a Family
Your family's financial future

At Ameris, we focus on your finances so you can focus on your family.

Back to blog home
Don’t Let Download Security Bring You Down
Posted by: Ameris Bank December 22, 2021

Imagining a life without a smartphone is almost unfathomable. According to reports, the average cell phone user has between 60-90 apps installed on their phone and 85 percent of people prefer to use their mobile phone over a desktop computer. With this comes the need to constantly download apps, files and more.

Make sure you’re downloading in a secure way! Whether you download to your mobile device, desktop or laptop, follow these tips to avoid inviting trouble in the form of viruses, malware, trojans or identity theft.


Always download apps from a trusted app store

such as The Play Store and Apple Store, which vet the apps. Be aware, this is not complete assurance, but these are your best sources for safe apps.


Before downloading an app, check to see how many people have downloaded it already.

If it’s just a few hundred or thousand times, beware. Instead, look for apps with hundreds of thousands or millions of downloads.


If it sounds too good to be true, it likely is.

Check out the reviews and ratings. If the app description looks off or the app has negative ratings, it’s best to avoid it.


Only download apps from reputable companies that you can research and verify.

You can find more information underneath the name of the app in the app store. When in doubt, visit the company’s website to validate they make the app and are a legitimate company.


When it comes to files, scan each one for viruses before downloading.

Consider running a scan after download, too, just to be safe.


Avoid downloading files with the file extensions .exe or .scr,

Cyber criminals are crafty. We don’t want to make things easier for them by opening the doors to our devices and data! Be mindful when you’re downloading on any device to reduce your risk and hopefully stop bad actors in their tracks.



Reviewed April 2025

Written by: Sarah Nicholas

Sarah is the Director of Communications for Serendipity Communications. She lives in Plainwell, Michigan with her husband, daughters and stepson, with twin stepdaughters pursuing their dreams out West. She is passionate about cyber safety education and enjoys ballet dancing, reading, and volunteering in her community.

The opinions voiced in this material are for general information only and are not intended to provide specific advice or recommendations for any individual.

Ameris Bank is not affiliated with nor endorses any of the companies featured in this article.

Sources: