In today’s digital world, financial scams are becoming more sophisticated—and more frequent. At Ameris Bank, your financial security is our top priority. That’s why we’re here to help you recognize the warning signs of fraud and avoid falling victim to common scams.
If something feels off, trust your instincts. Here’s how to identify and avoid the most prevalent types of financial fraud.
1. Phishing Scams
What it is: Fraudsters send emails or texts that appear to be from trusted sources, often warning of account issues or offering fake prizes.
Red flags to watch for:
- Poor grammar or spelling
- Generic greetings like “Dear Customer”
- Suspicious sender addresses
- Links that don’t match the company’s official website
Tip: Never click on links or download attachments from unfamiliar messages.
2. Impersonation Scams
What it is: Scammers pose as representatives from banks, government agencies, or tech companies, claiming there’s an urgent issue with your account or device.
Red flags to watch for:
- Unexpected calls or emails
- Requests for sensitive information (passwords, PINs, SSNs)
- Demands for payment via gift cards or wire transfers
Tip: Legitimate organizations will never ask for personal info or payment in these ways.
3. Urgency & Threat Scams
What it is: These scams use fear tactics to pressure you into acting quickly—threatening arrest, legal action, or financial loss.
Red flags to watch for:
- Demands for immediate action
- No time allowed for verification
Tip: Pause and verify. Don’t let anyone rush you into a financial decision.
4. Tech Support Scams
What it is: You receive a pop-up or call claiming your computer is infected, urging you to grant remote access or pay for fake repairs.
- Red flags to watch for:
- Unsolicited tech support offers
- Requests for remote access or payment
Tip: Contact the company directly using verified contact information.
5. Payment Scams
What it is: Scammers ask you to pay for fake debts, prizes, or account protection using irreversible methods.
Red flags to watch for:
- Requests to pay with gift cards, wire transfers, or cryptocurrency
- Pressure to send money to unknown individuals
Tip: These payment methods are nearly impossible to recover—don’t use them unless you’re absolutely sure.
What to Do If You Suspect Fraud
If you think your personal or financial information has been compromised:
- Contact Ameris Bank immediately by visiting a local branch or calling 866-616-6020
- Do not click on any suspicious links or attachments
- Report suspicious messages to help protect others
Learn More About Fraud Prevention
Stay informed and protect your finances by visiting our
Fraud Prevention Resource Center.
The opinions voiced in this material are for general information only and are not intended to provide specific advice or recommendations for any individual. 
