USDA Loans
We believe everyone deserves to be a homeowner. If you're looking to buy a home and have less cash available up front for a down-payment and closing costs, a USDA loan* may be the loan for you.
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Ideal if you expect to buy in a rural area
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No down payment required
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Competitive interest rates
what you need to know
- USDA loan is offered through the U.S. Department of Agriculture Rural Development mortgage
- Lending up to 100% of the appraised value of the home
- No down payment required
- A one-time USDA guarantee fee is financed into the loan amount. A USDA mortgage insurance premium is a component of the monthly mortgage payment.
- Restrictions based on income and location
- Eligibility requirements apply
- Refinancing options available
YOUR SUCCESS IS OUR JOB
We're here to help every step of the way.
Financial
Peace of Mind
Organize your money and expenses to help achieve your financial goals.
Read ArticleOrganize your money and expenses to help achieve your financial goals.
Keep Everything
in Line
Your credit score is a measure of how financially responsible you have been.
Read ArticleYour credit score is a measure of how financially responsible you have been.
Searching for
a Home?
Use this guide to better understand the mortgage application process.
Read ArticleUse this guide to better understand the mortgage application process.
* All loans are subject to credit approval.
Ameris Bank is a full-service financial institution serving customers in the Southeast and Mid-Atlantic, with locations in Alabama, Florida, Georgia, Maryland, North Carolina, South Carolina, Tennessee and Virginia.