Agribusiness Banking Services

We're here to help you grow or expand your agribusiness.

Treasury management services
Competitive interest rates
Flexible repayment plans
Local decision-making
Commercial bankers who know your industry

AGRIBUSINESS BANKING EXPERIENCE

The numbers are impressive. The United States has 2 million farms and 22,100 firms that comprise the agriculture, forestry, fishing, and hunting sector. Together, they employ 970,000 workers and generate $440 billion in annual revenue.¹ Providing a source of food for hundreds of millions of Americans.

As you know, running a successful and profitable agribusiness can be challenging. Long lead times, unpredictable weather cycles, changing regulations, rising costs, and the competitive landscape can affect your operational efficiency, sales revenue, and profits. That's where Ameris Bank can help.

Ameris Bank can develop a custom-tailored treasury management solution to help you manage your company's expenses and accounts and maximize your cash flow so you can stay focused on your growth goals. And if you need capital to invest in new equipment, acquire a new facility, or expand your operations, we offer commercial loan and financing solutions to meet your strategic goals.

Our roots are in agriculture

At Ameris Bank, we're committed to understanding your needs and providing the best lending solutions possible so you can move forward with your mission of supporting America.

Agriculture Real Estate Loans

Farm property loans
Raw & improved land
Includes timber land
Flexible Repayment Terms – annual, semi-annual, quarterly or monthly payments
Competitive interest rates & terms
In-house underwriting
Preferred lender for Farm Service Agency (FSA) programs

Operating Revolving Lines of Credit

For crops, livestock operations, and more
Competitive Rates
In-house underwriting
Preferred lender for Farm Service Agency (FSA) programs

Farm Machinery and Equipment Loans

Financing for new and used equipment
New equipment loans typically amortized up to 7 years and used equipment up to 5 years
Flexible repayment terms - annual, semi-annual, quarterly and monthly
Competitive interest rates
In-house underwriting

Livestock Financing Solutions

Intermediate livestock loans of up to 5 years for purchase of brood cattle, bulls and stocker cattle
Repayment terms that correspond with the sale of the cattle
Competitive interest rates
In-house underwriting

TALK TO A COMMERCIAL BANKER

All Loans Subject to Credit Approval

References:
1- Vertical IQ® Industry Report, US Agriculture, Forestry and Fishing Sector

Source: © 2021 Vertical IQ, Inc

Ameris Bank is a full-service financial institution serving customers in the Southeast and Mid-Atlantic, with locations in Alabama, Florida, Georgia, Maryland, North Carolina, South Carolina, Tennessee and Virginia.