Buying a Home

Purchasing a home is a major milestone and we are here to help you through the process. Whether you are a first-time homeowner or have already experienced the home-buying process, Ameris Bank has the solutions to fit your budget and needs.*

THE KEY TO UNLOCKING YOUR DREAM HOME

Calculate a Mortgage Payment

Calculate how much your monthly payments could be after purchasing your dream home.

Mortgage Process Guide

Simplify the home-buying process with our comprehensive guide to purchasing a home.

First Time Homebuyer Loan Programs

Make your dreams a reality by receiving expert guidance while exploring loan programs.

Low or no down payment
Financial assistance may be available
Multiple loan options to fit your needs

Construction Financing

From the ground up, Ameris Bank is with you every step of the home construction process with financing to support a strong foundation.

Flexible loan structure
Choice of one or two closings
Competitive interest rates

Mortgage Refinancing

Reward yourself by refinancing your mortgage loan and reducing your monthly expenses.

Reduce monthly payments
Save on long-term interest charges
Build home equity faster

Related Resources and Tips

Calculate A Mortgage Payment

See if your projected monthly payment fits your budget.

Advice for Your Big Purchase

Everything to know about purchasing a home and how Ameris Bank can help.

Building a Home Buying Team

Let our solid support team of home buying experts help you during the process.

Down Payment Strategies for First-Time Home Buyers

Explore options to help make the necessary down payment for your dream home.

Mortgage Info to Know

What you need to know before applying for a mortgage.

*All loans are subject to credit approval.