Fixed-Rate Mortgage
You found a house that has everything you were looking for. Now, you need a rock-solid loan. With a fixed-rate mortgage*, no matter how long you live in your house, the monthly payments won't ever go up.
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Stable monthly payments
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Terms of loan lengths
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Easy online application
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Personal service throughout process
What you need to know
- Competitive rates
- Various terms available
- Interest rate will stay the same for the entire term of the loan
- Monthly payments are typically higher on a shorter-term loan than on a longer-term loan
- The overall interest you pay is higher on a longer-term loan than on a shorter-term loan
YOUR SUCCESS IS OUR JOB
We're here to help every step of the way.
Financial
Peace of Mind
Organize your money and expenses to help achieve your financial goals.
Read ArticleOrganize your money and expenses to help achieve your financial goals.
Keep Everything
in Line
Your credit score is a measure of how financially responsible you have been.
Read ArticleYour credit score is a measure of how financially responsible you have been.
Searching for
a Home?
Use this guide to better understand the mortgage application process.
Read ArticleUse this guide to better understand the mortgage application process.
* All loans are subject to credit approval.
Ameris Bank is a full-service financial institution serving customers in the Southeast and Mid-Atlantic, with locations in Alabama, Florida, Georgia, Maryland, North Carolina, South Carolina, Tennessee and Virginia.